FHA VS Conventional loan programs in 2025 for Churchville, Monroe County, New York

In 2025, the Conventional loan limit in Churchville, located in Monroe county, NY, is $726,200, while the FHA limit for a single-family home is $472,030.

Explore the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, enabling you to decide which program in NY best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Churchville, Monroe, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 14428

Options for Conventional and FHA Loans in Churchville, NY

Lendersa® aims to connect you with the best Conventional, USDA, or FHA loan swiftly and easily. Choose one of the three starting points to match with lenders and identify suitable loan programs.

Overview of Lendersa USDA loan request and matching results


  • Michael Buccella Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • My name is Michael and I am so glad you clicked on my Yelp page. I would like nothing more than to earn your business and your trust and I hope your visit here will encourage you to reach out to me, even if you just have a simple mortgage or real estate question that you would like to ask.
  • Kathleen Beck - Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • "I am a Direct Lender as well as a Mortgage Broker, and as a result, have Great Home Loan Programs, Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "
  • West Coast Mortgage Group
  • 2716 Broadway, Sacramento, CA, 95818
  • West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).
  • King of Loans
  • 9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Equity Zone Mortgage
  • 7811 Laguna Blvd, Suite 110, Elk Grove, CA, 95758
  • The Equity Zone Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Beatific Associates Inc.
  • 9205 Daylor Street, Elk Grove, CA, 95758
  • Experienced Real Estate Broker & Mortgage Banker with a demonstrated history of Success, Operates as CEO of Beatific Associates Inc.( Real Estate Brokerage BRE#02056389 & Mortgage Banker NMLS#1724782 ) . Skilled in Negotiation, Private Money, Conventional Loans U.S. FHA Financing, U.S. VA Loans, USDA Loans of Investment Properties, 1031 Exchange.
  • Clear Point Mortgage
  • 9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Big Valley Mortgage
  • 9250 Laguna Springs Dr #200, Elk Grove, CA, 95758
  • Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty
  • Mortgage Tree Capital
  • 9281 Office Park Circle Suite 158, Elk Grove, CA, 95758
  • Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.
  • Real Estate by Paula & Shay Mortgage
  • 4722 La Puma Court, Camarillo, CA, 93012
  • Real Estate by Paula & Shay Mortgage is a prestigious real estate and mortgage brokerage company with nearly 30 years experience in real estate sales and financing. With expertise in all aspects of real estate, we assist our clients in achieving their home ownership and financing dreams.
  • Triple C Mortgage Inc.
  • 138 North 10th Street, Santa Paula, CA, 93060
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.