Explore the differences! FHA VS Conventional loan programs in Riga, Monroe County, New York

In 2025, the Conventional loan limit available in Riga, located in the county of Monroe, NY, is established at $726,200, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates currently available for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and necessary documentation for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in deciding the most suitable program in NY for your financial needs.

Explore loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Details in Riga, Monroe, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 14428

Exploring Conventional and FHA Loan Options in Riga, NY

The aim of Lendersa® is to swiftly arrange for you the most favorable Conventional, USDA, or FHA loan in a hassle-free manner. Choose from three initial pathways leading to appropriate lenders and loan programs.

Results for USDA loan requests matched by Lendersa


  • Patch of Land
  • 1964 Westwood Blvd, Suite 350, Los Angeles, CA, 90025
  • Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
  • Pacific West Mortgage Fund
  • 1971 West 190th Street, Suite 200, Torrance, CA, 90504
  • "We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing. For brokers and potential borrowers: -Business purpose loans only on most property types. -Our primary area is Southern CA but will consider loans in any major market etc.."
  • BestRate Capital Funding Corp.
  • 6085 Douglas Blvd, Granite Bay, CA, 95746
  • At BestRate Capital Funding Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • BATES Lending Group
  • 6085 Douglas Blvd, Suite 300, Granite Bay, CA, 95746
  • The quality of work we put into each clients home loan dictates our success as a business. The only way we are successful is to create such a ""wow"" experience for our clients that they tell their family and friends. We are committed to seeing our clients through the entire process of the mortgage application
  • Steelman Mortgages
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • Our mission is to operate with honesty, integrity and clear communication. Cindy makes it her priority to respond rapidly to questions and concerns from homebuyers and homeowners. As a local, independent mortgage company in Roseville, Steelman can provide you with personalized customer service now and over the lifetime of your mortgage.
  • Verdeo Capital Group, Inc.
  • 4168 Douglas Blvd, Suite 200, Granite Bay, CA, 95746
  • Verdeo Capital Group is one of the largest private money lenders in Northern California.Since 2006, Verdeo Capital Group has Funded over a quarter billion dollars in real estate loans. From the start-up Real Estate investor looking to get into the marketplace to the seasoned home owner looking to purchase a new luxury residence.
  • Always Best Rate Mortgage Company
  • 7035 Morningside Drive, Granite Bay, CA, 95746
  • As a Mortgage Broker, Always Best Rate Mortgage Company works for you, the homeowner. We search the mortgage market daily to find the cheapest money from the best priced wholesale lenders. We consistently deliver lower rates at lower cost because of our hard work and dedication to your financial improvement.
  • Answer Home Loans, Inc
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • "At AHL we believe in the value of your word and the strength of a handshake and we strive to conduct business daily with those values formost in mind. Collectively our ownership team brings over 40 years of mortgage lending experience to the table and we have clients that have worked with us over that entire time."
  • Parishioners Federal Credit Union
  • 2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501
  • Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.
  • Henry Munoz Real Estate Loans
  • 2430 Torrance Blvd, Suite F, Torrance, CA, 90501
  • Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.
  • Pryority Lending Group
  • 1635 Crenshaw Blvd, Torrance, CA, 90501
  • Stop scams, fraud and unethical business practices targeted at all consumers, especially older adults, via our social platforms and our network of vetted professionals and businesses. We want to ensure consumers also have a reliable, nationwide network of vetted businesses and professionals who they can rely on and purchase from with confidence.