FHA VS Conventional loan programs in Honeoye-Falls, Monroe County, New York

As of 2025, the limit for Conventional loans in Honeoye-Falls, located in Monroe county of NY, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to compare the top available rates today among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you decide the most suitable program in NY for your financial circumstances.

Explore loan offers from 100 lenders

Loan limits and down payment requirements for 2025 in Honeoye-Falls, Monroe county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant for the following zip codes: 14472

Exploration of Conventional and FHA loan options in Honeoye-Falls, NY

Lendersa® is dedicated to obtaining the most advantageous Conventional, USDA, or FHA loan for you swiftly and with minimal hassle. Choose from one of three options below, leading to suitable lenders and relevant loan programs.

Results from Lendersa USDA loan matching


  • GOLDEN MORTGAGE CORPORATION
  • 818 Route 202-206, Bridgewater, NJ, 8807
  • Since 1998, our mission is to serve our New Jersey and New York customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.
  • CREFCO Financial Group
  • 23215 Commerce Park, Suite 108, Beachwood, OH, 44122
  • CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
  • Nj Home Mortgage
  • 516 Lafayette Avenue, Hawthorne, NJ, 07506
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. New Jersey Home Mortgage, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Silex Financial Group, Inc
  • 674 Lafayette Ave, Hawthorne, NJ, 7506
  • At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.
  • WORLD TRADE MORTGAGE LLC
  • 1571 General Patton Drive, Downingtown, PA, 19335
  • World Trade Mortgage is a Pennsylvania Mortgage Broker located in Chester County. Our Senior Management has over 20 years of experience in the mortgage industry and related financial fields. Since inception we have focused on building our business one mortgage at a time. We value each and every customer
  • Hudson United Mortgage
  • 95 S. Middletown Road, Nanuet, NY, 10954
  • Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a
  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
  • CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both