FHA VS Conventional loan in Highland-Falls, Orange County, New York

In 2026, the Conventional loan limit in Highland-Falls, found in the county of Orange, NY, is $726,525. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare current top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial needs in NY.

Explore loan offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2026 in Highland-Falls, Orange County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

This table is relevant for the zip codes: 10928

Conventional and FHA Loan Options in Highland-Falls, NY

The aim of Lendersa® is to quickly secure you the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three options to connect you with suitable lenders and loan programs.

Results from Lendersa's USDA loan requests and matches


  • Homeland Financial Network, Inc.
  • 23022 La Cadena, Suite 203, Laguna Hills, CA, 92653
  • Homeland Financial Network, Inc was founded in 2007 as a mortgage broker firm. We have since evolved into a direct lender. Due to our massive amount of relationships developed over the years, we have every program imaginable to offer our clients, with the very best interest rates in the market.

  • Guardian Capital
  • 23046 Avenida de la Carlota, Suite 601, Laguna Hills, CA, 92653
  • Founded in 1994, Guardian Capital has been providing real estate home mortgages to California residents, based primarily in Southern California. Guardian Capital, my top priority is finding our clients the best loan rate and loan package. With 22 plus years experience, I have the relationships, resources.

  • Interest Smart Home Loans
  • 23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
  • Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.

  • Premier Realty Services Inc
  • 1940 North Tustin Avenue, Suite 113, Orange, CA, 92865
  • Premier Realty Services, Inc, a full service Real Estate Company. We pride ourselves on our extensive knowledge of all aspects of Real Estate, including Mortgages, residential sales, leasing, and Property Management. To support our growing business we have added the following free services for our clients:

    Mortgage (Refinance & Purchase Loans)

  • Ennkar Inc.
  • 1036 West Taft Avenue, Suite 200, Orange, CA, 92865
  • Ennkar Inc Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better. Our mission is to help each and every household find and acquire the loan that is right.

  • Edgewater Funding Inc
  • 18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
  • Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.

  • Westcorp Mortgage Group LLC
  • 14620 SW 126th Ave., Portland, OR, 97224
  • Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..

  • JMAC Funding - The Hard Money Pros
  • PO Box 91472, San Diego, CA, 92169
  • Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.

  • Greater Oregon Mortgage Company
  • 6840 Sw Fernbrook Ct, Wilsonville, OR, 97070
  • Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.