FHA VS Conventional loan in Hilton, Monroe County, New York
For the year 2026, the conventional loan ceiling in Hilton, specifically in Monroe county, NY, is established at $726,200. Conversely, the FHA maximum for a single-family house is $472,030.
The Lendersa® Conventional loan calculator is an invaluable tool that allows you to compare the going rates of Conventional, FHA, and USDA loans on the market today. By determining the necessary income, credit levels, reserves, and document requirements, our advanced mortgage calculator enables side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options. This thorough examination in NY helps you figure out which loan program fits your financial circumstances ideally.
2026 Loan Ceiling and Down Payment Requirements in Hilton, residing in Monroe, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for zip codes: 14468
Exploring Conventional and FHA Loan Choices in Hilton, NY
Lendersa® is committed to providing you with fast access to exceptional Conventional, USDA, or FHA loan options without unnecessary hassle. Initiate the process by exploring one of three pathways available, leading to lenders and loan programs tailored to your needs.
The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.
St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
