FHA VS Conventional loan in Lima, Livingston County, New York
For 2025, the Conventional loan limit in Lima, located within Livingston County, NY, is $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare today's optimal rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required to qualify. Our sophisticated mortgage calculator lays out Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you to select the best program in NY for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Lima, Livingston County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 14485
Discover Conventional and FHA Loan Options in Lima, NY
Lendersa® aims to connect you with the most suitable Conventional, USDA, or FHA loans swiftly and without complication. Select one of the three paths to find matched lenders and appropriate loan options.
At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors.
Old Dominion will be the premier community Bank in our markets through excellence in employee engagement, customer service, financial performance, and community involvement. Our Mission is to build long-lasting, trustworthy relationships with our employees, customers, shareholders, and communities.
our mission has been to help first-time home buyers, low to moderate income buyers and minorities. This mission has propelled us to become the largest minority mortgage agency in the country. We are here to serve lenders, agents, and communities alike. We believe in the power of property and the positive impact we bring to the most disadvantaged co
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Today’s Mortgates has been making home buying dreams come true for nearly 10 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 2010s, Mortgates began in an office space in the middle of Annandale. Since then, also like many of those we help find financial security.
