As of 2026, the Conventional loan ceiling in Perinton, located within Monroe county, NY, is set at $726,200. The FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to weigh today's top Conventional, FHA, and USDA rates and assess the necessary income, credit, reserves, and documentation for qualification. This comprehensive mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA side by side, aiding you in selecting the most favorable program in NY for your unique financial circumstances.
Explore loan offers from a network of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The above comparison applies to zip codes: 14534
At Lendersa®, our mission is to provide you with the best Conventional, USDA, or FHA loan swiftly and with minimal stress. Start with one of three options to find matching lenders and loan programs tailored to you.
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides