Explore the differences! FHA VS Conventional loan programs in Hopewell, Ontario County, New York

In 2025, the loan limit for Conventional loans in Hopewell, within the county of Ontario, NY, is $726,200. For a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's most competitive rates for Conventional, FHA, and USDA loans. This tool helps determine necessary income, credit score, financial reserves, and required documentation for eligibility. Our sophisticated mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program for your financial situation in NY.

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Loan Limits and Down Payment Requirements for 2025 in Hopewell, Ontario County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 14424, 14561, 14432

Diverse Conventional and FHA Loan Options in Hopewell, NY

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from one of three pathways that connect you to the right lenders and loan programs.

Results from Lendersa USDA loan requests and matching


  • Citizens Bank of West Virginia, Inc.
  • 211 Third Street, Elkins, WV, 26241
  • Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.
  • Homeownership Center Inc
  • 2276 Randolph Ave, Elkins, WV, 26241
  • The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
  • Bedford Lending Corporation
  • 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053
  • Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
  • Motto Mortgage
  • 16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
  • Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.
  • Washington Trust Mortgage Company
  • 23 Broad Street, Westerly, RI, 02891
  • Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.
  • Westerly Community Credit Union
  • 122 Granite Street, Westerly, RI, 02891
  • "Started in 1948, Westerly Community Credit Union (WCCU) has grown to a $257 million financial institution with over 18,250 members. Our members are served by 65 employees via 4 branches in RI; 2 in Westerly, 1 in Richmond, and 1 in South Kingstown. Recently, the WCCU was awarded 'Best Places to Work 2018'​ by the Providence Business News"
  • Milestone Mortgage Solutions
  • 54 High Street, Westerly, RI, 02891
  • Milestone Mortgage Solutions offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services -- all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans, VA, FHA, USDA-RD
  • Lewis Financial Mortgage
  • 401 South Old Woodward Avenue, Suite 333, Birmingham, MI, 48009
  • So, this is how we roll — you are dealing directly with me, Keith Lewis and my assistant Angela on every transaction and we have been in the mortgage business together since 1996. Wow, that is a long time. We help guide you through an extremely complicated process seamlessly and in a manner that is best for your lifestyle.