The year 2025 sees the Conventional loan maximum in Richmond, Ontario county of NY, set at $726,200. On the other hand, the limit for FHA loans reaches $472,030 for single-family homes.
Utilize the Lendersa® advanced calculator for a side-by-side comparison of today's best rates across Conventional, FHA, and USDA loans. This tool will also guide you through the income, credit, reserve, and document prerequisites for qualification. By examining Conventional Conforming loans, along with USDA, FHA, and VA offers, you can see which program is optimal for your financial needs in NY.
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| Type of Loan | Maximum Limit | Required Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
These limits apply to the following zip codes: 14471, 14485, 14487, 14469, 14466
The mission of Lendersa® is to facilitate a swift and straightforward process for obtaining the best Conventional, USDA, or FHA loan available. Start with one of the three outlined approaches, each designed to connect you with lenders and suitable loan programs.
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Bridge Loan Guides
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