Conventional Vs. FHA Lending requirements Richmond, NY in 2025

In 2025, Convetional loan limit in Richmond, county of Ontario, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Conventional and FHA loan options in Richmond, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(844) 645-6937 Lender's profile and map Reviews Lower.com 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046 We believe owning a home is one of the greatest wealth builders out there. So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
215 839 3271 Lender's profile and map Reviews Hard Money Bankers 10015 Old Columbia Rd, Suite H-125, Columbia, MD, 21046 HARD MONEY BANKERS is a full service and self-funded private/hard money lending company providing fast and flexible financing for residential and commercial investment real estate deals. We are currently lending in Maryland, Washington DC, Virginia, Pennsylvania, Delaware and New Jersey.
(413) 532-7007 Lender's profile and map Reviews Holyoke Credit Union 490 Westfield Road, Holyoke, MA, 01040 Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.
(877) 423-5606 Lender's profile and map Reviews NewDay USA 8160 Maple Lawn Blvd, Fulton, MD, 20759 "NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve. Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."
(301) 265-5020 Lender's profile and map Reviews Imperium Mortgage LLC 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759 Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.
(443) 494-4001 Lender's profile and map Reviews Access Financial Mortgage Corp. 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759 Access Financial Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(203) 772-4101 Lender's profile and map Reviews Rapid Response Mortgage Services LLC 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410 Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
(414) 316-5980 Lender's profile and map Reviews RateCloud 185 Plains Road, 3rd FLoor, Milford, CT, 06461 RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
(301) 279-1964 Lender's profile and map Reviews SkyPoint Federal Credit Union 19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874 SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.