FHA VS Conventional loan in Richmond, Ontario County, New York
The year 2025 sees the Conventional loan maximum in Richmond, Ontario county of NY, set at $726,200. On the other hand, the limit for FHA loans reaches $472,030 for single-family homes.
Utilize the Lendersa® advanced calculator for a side-by-side comparison of today's best rates across Conventional, FHA, and USDA loans. This tool will also guide you through the income, credit, reserve, and document prerequisites for qualification. By examining Conventional Conforming loans, along with USDA, FHA, and VA offers, you can see which program is optimal for your financial needs in NY.
Loan limitations and down payment needs in 2025 for Richmond, within Ontario county, NY
Type of Loan
Maximum Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These limits apply to the following zip codes: 14471, 14485, 14487, 14469, 14466
Loan options for both Conventional and FHA in Richmond, NY
The mission of Lendersa® is to facilitate a swift and straightforward process for obtaining the best Conventional, USDA, or FHA loan available. Start with one of the three outlined approaches, each designed to connect you with lenders and suitable loan programs.
11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
We provide our clients with products & services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. In addition to our Homes for Heroes program, we also dedicate a portion of every transaction to further our outreach programs to local churches, schools, senior & veteran centers.
11417 West Bernardo Court, Suite I, San Diego, CA, 92127
Federal Capital Funding Group are Mortgage Experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. Our areas of expertise also includes customizing residential mortgage solutions.
10920 Via Frontera, Suite 520, San Diego, CA, 92127
We are a customer-centric organization who is determined to make our customers' financial goals become a reality both quickly and efficiently through a diverse platform of mortgage solutions. When each of our employees says "I care" it’s not just a statement, but a philosophy displayed through our professionalism and exceptional service.
11590 W. Bernardo Court, Suite 120, San Diego, CA, 92127
Capital Loan Associates is committed to helping you find the right mortgage product to fit your needs. We understand that every borrower is a little different, and that is why we offer a variety of products to meet your individual requirements. We strive to make the process of securing a mortgage simple
16875 W. Bernardo Drive, Suite 290, San Diego, CA, 92127
Pacific Horizon Financial, Inc. has offered attractive loan opportunities to both qualified borrowers and investors since 1989. Based in beautiful San Diego, CA, the company owes much of its success to a veteran, hands-on management team that follows the business model of investing in mortgages on commercial property.
16880 West Bernardo Drive, #140, San Diego, CA, 92127
TaliMar Financial is a California hard money lender that specializes in financing short term residential and commercial private money estate loans. We are currently focused on a providing capital for fix and flip, construction, and bridge loans. For more information on our lending programs.
2545 Chino Hills Pkwy, Suite D, Chino Hills, CA, 91709
ERA Prime Properties satisfaction of such propels business. Success is based on getting what you want, happiness is liking what you get.So, when my customers get what they want, happiness permeates the environment and a win/win situation is established which leads to growth and development thus success.
We've been in business since 1994. We are a small family owned and operated mortgage company. We are dedicated to providing the highest level of service and expertise to our clients. Our approach is unique. We listen. We listen to what your needs and goals are. Then we use our knowledge and expertise
SoCal Pacific Real Estate Services, where we specialize in residential mortgages. At SoCal Pacific Real Estate Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
