FHA VS Conventional loan programs in Gorham, Ontario County, New York
In the year 2026, the Conventional loan limit in Gorham, which is within Ontario County, NY, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa®'s Conventional loan calculator, evaluate today's top rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best option in NY for your financial needs.
2026 Loan Limits and Down Payment Requirements in Gorham, Ontario County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 14424
Conventional and FHA Loan Options in Gorham, NY
Lendersa® is focused on providing you the best possible Conventional, USDA, or FHA loan swiftly and with ease. Select one of three starting paths to connect you with matching lenders and loan programs.
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