FHA VS Conventional loan programs in 2025 for Pamelia, Jefferson County, New York
For 2025, in the city of Pamelia within Jefferson county, NY, the limit for conventional loans is $726,200, whereas for FHA loans, the limit is $472,030 applicable to single-family residences.
Lendersa® offers a comprehensive Conventional loan calculator that helps you compare today's rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator enables you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program in NY suited to your financial situation.
2025: Loan Limits and Down Payment Requirements in Pamelia, Jefferson, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for the zip codes: 13601, 13637, 13616
Available Conventional and FHA Loan Options in Pamelia, NY
The mission of Lendersa® is to secure the best Conventional, USDA, or FHA loan deals available efficiently and without hassle. You can choose from one of three initial strategies to connect with matching lenders and their loan programs.
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