FHA VS Conventional loan in Pamelia, Jefferson County, New York

In 2025, Convetional loan limit in Pamelia, county of Jefferson, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Pamelia, county of Jefferson, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 13601, 13637, 13616

Conventional and FHA loan options in Pamelia, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.
  • AERO Federal Credit Union
  • 5811 W. Talavi Blvd, Glendale, AZ, 85306
  • We have been providing people with affordable, trustworthy financial services for over sixty years. We started in 1957, when a small group of workers in the aerospace industry banded together. Back then, we were known as the Sperry Phoenix Employees Federal Credit Union. Through a series of mergers and acquisitions of our core sponsor
  • Copperstate Home Loans, LLC
  • 7362 North 38th Avenue, Phoenix, AZ, 85051
  • Copperstate Home Loans, LLC is an Arizona based mortgage company specializing in home lending. We pride ourselves on offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re a first-time home buyer or looking to refinance an existing loan
  • A Mortgage Central, LLC
  • 4019 North 15th Avenue, Phoenix, AZ, 85015
  • At A Mortgage Central, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Mindful Money LLC
  • 3033 North 17th Avenue, Phoenix, AZ, 85015
  • "At Mindful Money you are the number one priority. With over 25 years of experience, we have helped tens of thousands of people from every walk of life. Don't risk your single biggest investment to just anyone. With personalized service, and some of the lowest rates and fees, you will be 100% satisfied with Mindful Money, or your money back."
  • Premium Lending, LLC
  • 141 E. Palm Ln, Suite 202, Phoenix, AZ, 85004
  • Premium Lending, LLC has been offering mortgage loans to the public for over 20 years. Premium Lending, LLC originally was started to assist people who could not find financing through traditional lending sources. Premium Lending, LLC is committed to making loans people can afford.
  • Arizona Central Credit Union
  • 2020 N. Central Avenue, Suite 100, Phoenix, AZ, 85004
  • Proudly serving Arizona since 1939, Arizona Central Credit Union (ACCU) has been providing Arizona families with accessible, friendly, hometown banking. That means great member service, personalized checking & savings, higher dividends and low-interest rate loans, mortgages & financing.
  • B.E. Lending
  • 1 N 1st St, Suite 755, Phoenix, AZ, 85004
  • B.E. Lending headquarters in downtown Phoenix and offers its loan products and services to a range of markets beyond its state lines. In addition to Arizona, the company lends in Colorado, North Carolina, Texas, Utah, and other markets on a case-by-case basis. For B.E. Lending, relations with the company's stakeholders are of utmost importance
  • Arizona Valley Lending, LLC
  • 4425 East Agave Road, Building 2, Phoenix, AZ, 85044
  • "Arizona Valley Lending is a full service mortgage company licensed and serving customers exclusively in Arizona and Texas. HUD/FHA approved lender. We offer a comprehensive line of mortgage products including conventional, conforming, and non-conforming loans for purchases, refinances, home equity lines of credit and HARP eligible loans."