Explore the differences! FHA VS Conventional loan programs in Grandyle-Village, Erie County, New York

In 2026, the loan limit for Conventional loans in Grandyle-Village, Erie county, NY is $647,200, and the FHA limit for a single-family home is $420,680.

With the Lendersa® calculator, compare today's Conventional, FHA, and USDA rates. Determine income, credit, reserves, and necessary documents for qualification. This calculator helps you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, assisting your decision for the right program in NY.

Compare loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Grandyle-Village, Erie County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Comparison table applies to these zip codes: 14072

Available Options for Conventional and FHA Loans in Grandyle-Village, NY

Lendersa®'s goal is to provide you with the best Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three options that lead to matching lenders and loan programs.

Lendersa's USDA Loan Request and Match Results


Grandyle-Village Lenders

  • Radius Federal Credit Union
  • 2853 Delaware Avenue, Kenmore, NY, 14217
  • Lends in New York
  • "At Radius Federal Credit Union, we believe that all of us share common
    goals, but we nurture individual dreams. Those dreams inspire your
    decisions, drive your ambitions, and revolve around what’s truly
    important. That’s your 360° life. And Radius is by your side for every turn and transition."

  • BIZCAPFUND INC.
  • 111 Tonowanda street, Buffalo, NY, 14207
  • Lends in New York
  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to

  • Morton Lane Federal Credit Union
  • 388 Englewood Avenue, Buffalo, NY, 14223
  • Lends in New York
  • Morton Lane Federal Credit Union is committed to serving its members' financial needs by providing the ultimate in banking convenience, excellent member service, convenient branch locations, competitive savings and loan programs and much more. We offer convenient 24 hour access to your accounts

  • Niagara Regional FCU
  • 1285 Erie Avenue, North Tonawanda, NY, 14120
  • Lends in New York
  • With over 80 years of outstanding service, Niagara Regional FCU’s mission remains the same: Providing the complete banking experience by adapting our products to meet the needs of our growing membership, staying current with the latest technology, retaining staff and volunteers who educate every member on a personal level to meet individual needs.

  • Cross State Funding Corp
  • 416 Oliver Street, North Tonawanda, NY, 14120
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity and experience. We use our expertise to provide home loans to A++ clients and credit challenged clients alike. Our objective is to provide each customer with the lowest interest rate for thier situation and the best product type available for your needs.

  • Rediform Federal Credit Union
  • 3236 Lockport Road, Niagara Falls, NY, 14305
  • Lends in New York
  • Rediform Federal Credit Union has been open since 1936 and Rediform Federal Credit Union To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security

  • L.W. INTEGRITY FUNDING, LLC
  • 4498 Main St, Suite 8, Buffalo, NY, 14226
  • Lends in New York
  • LW Integrity Funding LLC, our commitment to customers is in our name. Since 2005, we have helped clients across the Greater Buffalo area, and Western New York. We pride ourselves for building community and helping customers secure the mortgages they need to open a new chapter in their life.

  • Queen City Funding, Inc.
  • 1416 Sweet Home Road, Suite 9B, Great Neck, NY, 14228
  • Lends in New York
  • Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.

  • Niagara Wheatfield Federal Credit Union
  • 2346 Saunders Settlement Road, Sanborn, NY, 14132
  • Lends in New York
  • The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.