Conventional Loans Vs FHA in Grand-Island, NY [in 2025]

In 2025, the Conventional loan limit within Grand-Island, in the county of Erie, NY, is $647,200. Meanwhile, the FHA ceiling for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to see how today's leading rates for Conventional, FHA, and USDA offerings compare. Determine what level of income, credit, reserves, and documentation you will need to meet qualification standards. With our advanced mortgage calculator, you can assess Conforming Conventional loans along with USDA, FHA, and VA options side by side, helping you choose the best solution available in NY for your financial condition.

Available FHA and Conventional Loan Paths in Grand-Island, NY

The mission of Lendersa® is to swiftly align you with advantageous Conventional, USDA, or FHA loan opportunities, minimizing any complexities. Opt for one of three methods to get connected with the right lenders and loan options.

USDA loan requests and matches shown by Lendersa

(585) 247-0724 Lender's profile and map Reviews St Pius Federal Credit Union 2998 Chili Avenue, Rochester, NY, 14624 St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(585) 247-1090 Lender's profile and map Reviews Gates Chili Federal Credit Union 2870 Buffalo Road, Rochester, NY, 14624 In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
(585) 775-9750 Lender's profile and map Reviews All NY Funding Inc 3900 Buffalo Road, Rochester, NY, 14624 "At All NY Funding Inc We’ll need some basic information to get started! Your name, mailing address, e-mail, phone number, and the property on which you hold collateral. It’s that simple to get started… We then do a quick look up to determine whether or not we can help you with your needs."
(716) 483-1650 Lender's profile and map Reviews Jamestown Area Community FCU 915 East Second Street, Jamestown, NY, 14701 To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of: ""It's my credit union; it belongs to me."" When you walk into the credit union lobby, or call a loan officer
(585) 334-2710 Lender's profile and map Reviews Ever $ Green Federal Credit Union 2215 East Henrietta Road, Rochester, NY, 14623 At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.
(716) 665-7000 Lender's profile and map Reviews Southern Chautauqua Federal Credit Union 168 East Fairmount Avenue, Lakewood, NY, 14750 Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect. Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.
(585) 461-2230 Lender's profile and map Reviews Genesee Co-op Federal Credit Union 395 Gregory Street, Rochester, NY, 14620 Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
(585) 271-2400 Lender's profile and map Reviews Tompkins Lending 115 Liberty Pole Way, Rochester, NY, 14604 Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
(585) 336-1000 Lender's profile and map Reviews ESL Federal Credit Union 225 Chestnut Street, Rochester, NY, 14604 ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
(877) 968-7828 Lender's profile and map Reviews Ukrainian Federal Credit Union 824 E Ridge Rd, Rochester, NY, 14621 Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
(585) 737-9273 Lender's profile and map Reviews Haus Capital Corporation 383 Park Ave, Suite A, Rochester, NY, 14607 At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.