As of 2025, the conventional loan limit in Knox, located in Albany county of NY, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
Employ the Lendersa® Conventional loan calculator to review and compare the leading rates of today between Conventional, FHA, and USDA loans. This tool assists in determining the necessary income, credit, reserves, and documents required to qualify. Through the use of our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on which program in NY best suits your financial circumstances.
Investigate loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Note: This comparison table applies to the following zip codes: 12053, 12059, 12009, 12023, 12107
The aim of Lendersa® is to facilitate obtaining the most suitable Conventional, USDA, or FHA loan swiftly and effortlessly. Begin with one of three starting strategies, each leading to a match with potential lenders and personalized loan programs tailored to your needs.
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