FHA VS Conventional loan in Berne, Albany County, New York
In 2025, the conventional loan limit for Berne, within Albany county, NY, is $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA options. Determine needed income, credit, reserves, and documentation to qualify. The advanced mortgage calculator allows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the best program for your financial needs in NY.
2025 Loan Limits and Down Payment Requirements in Berne, Albany, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: Relevant for zip codes: 12059, 12023
Exploring Conventional and FHA Loan Options in Berne, NY
Lendersa® aims to swiftly provide you with the best possible Conventional, USDA, or FHA loan, hassle-free. Choose one of three starting points to connect with matching lenders and loan programs.
Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
101 Devant Street, Suite 704, Fayetteville, GA, 30214
Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process
Neighborhood Housing Services of Davenport Iowa, Inc.
710 Charlotte St, Davenport, IA, 52803
Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.
As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
WCCU is here to help you spend, save, manage, invest and make money. Our goal is to facilitate financial stability in your life. Let us help aid you in finding the right checking account, the right loan and the right budget for you and your family’s life and financial well being. If you’re not a member of WCCU, apply for membership today
1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois.
Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information