In 2026, the limit for a conventional loan in Lake-Grove, county of Suffolk, NY, is $970,800. On the other hand, the FHA ceiling for a single-family residence is $970,800.
Take advantage of the Lendersa® Conventional loan calculator to compare current rates for Conventional versus FHA and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows for side-by-side viewing of Conforming Conventional loans, USDA, FHA, and VA options, helping you to decide the best program to fit your financial situation in NY.
Explore loan offers from among 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table applies to zip codes: 11755
Lendersa® aims to provide the optimal Conventional, USDA, or FHA loan promptly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.
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