FHA VS Conventional loan programs in 2025 for Stony-Brook, Suffolk County, New York
In the current year 2025, the limit for a Conventional loan in Stony-Brook, found in the county of Suffolk, NY, is set at $970,800. Comparatively, for a single-family home, FHA loans have a limit of $970,800.
Lendersa® offers a sophisticated Conventional loan calculator, which allows you to compare the leading rates available today for Conventional as opposed to FHA and USDA loans. This tool assists you in determining the required income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents you with the Conforming Conventional loans, USDA, FHA, and VA loans in a side-by-side comparison. This view is crucial in helping you decide whichever program is most suitable for your unique financial situation in NY.
Understanding 2025 Loan Limits and Down Payment Requirements in Stony-Brook, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
The information in this comparison table is relevant for zip codes: 11790
Exploring Your Options for Conventional and FHA Loans in Stony-Brook, NY
Our primary aim here at Lendersa® is to help you obtain the best possible loan, whether Conventional, USDA, or FHA, in the most efficient and hassle-free manner. We provide three distinct starting points through which you can connect with matching lenders and the specific loan programs available to you. Each option offers unique insights and optimizations tailored to guiding you through the complexities and choices in securing a loan.
By utilizing these resources, you ensure that you are aware of all potential options and can make well-informed decisions that benefit your financial portfolio. Whether you seek to understand more about your state's specific loan regulations or simply want the best rates, Lendersa® is dedicated to providing the tools and assistance you require.
1150 Jordan Creek Pkwy, West Des Moines, IA, 50266
With over 25 locations in 22 communities across the state, Bank Iowa offers the services of a large financial institution, but operates as a community bank in which decisions are made locally. The Bank Iowa locations are affiliates of Bank Iowa Corporation, a privately owned bank holding company headquartered in West Des Moines, Iowa.
At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers
1501 42nd St, Suite 465, West Des Moines, IA, 50266
Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency
We are committed to 100% customer satisfaction! Our goal is to take a complicated mortgage situation and create a simple solution to help you reduce debt, maximize your cash flow and create wealth. We help our borrowers integrate the mortgage loan they select into their overall long-and short-term financial and investment goals.
6615 W Boynton Beach Blvd #415, Boynton Beach, FL, 33437
3 Star Capital has over 20 years of experience in the finance industry.With an expertise in commercial real estate acquisitions & refinancing, & equipment leasing & financing.Our portfolio also includes: business lines of credit, & SBA business loans.We started out in 1997 with an expertise in equipment leasing & commercial real estate financing.
First State Bank is here to serve all of your financial needs. Our mission is to be a strong independent community bank that provides excellent customer service in an employee friendly environment while striving to maintain stable growth and maximizing earnings and shareholder value.
Multiline Mortgage Services, Inc. We are a Mortgage Broker licensed in Florida, Georgia and Iowa. It is our pledge to all clients to work with the utmost integrity, respect, patience, and transparency to teach the loan process so our clients know how their money is being spent. No question is insignificant.
JZ Mortgage Services, Inc., our certified brokers value integrity more than anything else. We are here to answer your questions, free of charge, and schedule a complimentary consultation at your convenience. No matter what part of the homebuying process you are in, we can help guide you.
Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
