FHA VS Conventional loan in Stony-Brook, Suffolk County, New York
In the current year 2025, the limit for a Conventional loan in Stony-Brook, found in the county of Suffolk, NY, is set at $970,800. Comparatively, for a single-family home, FHA loans have a limit of $970,800.
Lendersa® offers a sophisticated Conventional loan calculator, which allows you to compare the leading rates available today for Conventional as opposed to FHA and USDA loans. This tool assists you in determining the required income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents you with the Conforming Conventional loans, USDA, FHA, and VA loans in a side-by-side comparison. This view is crucial in helping you decide whichever program is most suitable for your unique financial situation in NY.
Understanding 2025 Loan Limits and Down Payment Requirements in Stony-Brook, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
The information in this comparison table is relevant for zip codes: 11790
Exploring Your Options for Conventional and FHA Loans in Stony-Brook, NY
Our primary aim here at Lendersa® is to help you obtain the best possible loan, whether Conventional, USDA, or FHA, in the most efficient and hassle-free manner. We provide three distinct starting points through which you can connect with matching lenders and the specific loan programs available to you. Each option offers unique insights and optimizations tailored to guiding you through the complexities and choices in securing a loan.
By utilizing these resources, you ensure that you are aware of all potential options and can make well-informed decisions that benefit your financial portfolio. Whether you seek to understand more about your state's specific loan regulations or simply want the best rates, Lendersa® is dedicated to providing the tools and assistance you require.
7 E Bijou St, Suite 217, Colorado Springs, CO, 80903
"ELEVATION MORTGAGE LLC WAS CREATED WITH THE BORROWER IN MIND.
Our goal was to create a company culture that had the best interest of the client. Every client deserves exceptional service and commitment to ensure they are guided through the home loan process so they can choose the best mortgage product for their family’s needs."
Making your dream of home ownership a reality is our business at The Abair Team Mortgages. We are your premier mortgage consultant in Colorado Springs, CO, guiding you through every step in the process of home buying and obtaining a mortgage. Our team of mortgage lenders seeks to provide you with a stress-free mortgage experience
104 S Cascade Ave, Suite 201, Colorado Springs, CO, 80903
719 Lending Inc., is a full-service Mortgage Broker offering seamless solutions for all of your mortgage needs. With our head office located in Colorado Springs, Colorado, we have plenty of experience in real estate, financial services and mortgage brokerage. We are committed to providing our customers with the knowledge
Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active
Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan
4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.
FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.
At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
"Since 1995, with our over 100 years of combined mortgage lending & real estate experience,
Macro Financial Group has originated thousands of home loans for the residents of Colorado.
In an ever-changing industry we pride ourselves on having the experience, education and relationships
to walk you comfortably through the entire proce
