FHA VS Conventional loan programs in 2026 for Larchmont, Westchester County, New York
For 2026, the limit on Conventional loans in Larchmont, within Westchester County, NY, is $1,089,300. Conversely, the FHA limit for a single-family home is set at $1,089,300.
Utilize the Lendersa® tool for Conventional loans to compare the most competitive Conventional, FHA, and USDA rates available today. It helps identify the income, credit, reserve, and documentation requirements necessary for qualification. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in choosing the most suitable program for your financial needs in NY.
2026 Loan Limits and Downpayment Criteria in Larchmont, Westchester County, NY
Loan Type
Loan Limit
Downpayment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
The above comparison table is relevant for the following zip codes: 10538
Explore Conventional and FHA Loan Options in Larchmont, NY
The mission of Lendersa® is to swiftly secure you the best available Conventional, USDA, or FHA loan options in a seamless manner. Choose from three starting points that align with matching lenders and their loan offerings.
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Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est
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700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
Lends in New York
Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.
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