Explore the differences! FHA VS Conventional loan programs in Larchmont, Westchester County, New York

In 2025, Convetional loan limit in Larchmont, county of Westchester, NY is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Larchmont, county of Westchester, NY

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 10538

Conventional and FHA loan options in Larchmont, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lincoln Capital Advisors, LLC
  • 1158 Canton Street, Roswell, GA, 30075
  • Lincoln Capital Advisors (LCA) was founded in 2004 by James Cheeley. He was joined by his current partner, Blake Turner, the following year. LCA is an independent mortgage advisor company. We can call on a broad variety of lending sources and have the ability to choose from a large range of loan products to find the one that works best
  • BUCKHEAD HOME LOANS
  • 9755 Dogwood Road, Suite 250, Roswell, GA, 30075
  • Buckhead Home Loans is committed to helping those in the Metro Atlanta area, and all of Georgia, find the right mortgage product for their needs. Whether you are looking to refinance or are a first-time home buyer looking for a home loan, we have a full line of mortgage programs to meet your needs.
  • RELIANT MORTGAGE SOLUTIONS LLC
  • 4718 Childers Pond Overlook, Roswell, GA, 30075
  • "Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting. Save time and stress and let Reliant submit your file to underwriting without a home identified! Sellers will pay attention that you are pre-approved not just pre-qualified!"
  • Southeast Private Lending
  • 9755 Dogwood Rd Ste. 250, Roswell, GA, 30075
  • Southeast Private Lending is a division Northbridge Properties, LLC. For over 30 years, the private lending group at Southeast Private Lending has been providing hard money loans to individuals who cannot quality for conventional bank loans. Based out of Atlanta, Georgia, Southeast Private Lending is at the forefront of the hard money lending i
  • Compass Mortgage Inc
  • 27755 Diehl Rd Suite 100, Warrenville, IL, 60555
  • Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.
  • Volunteer State Bank
  • 101 Highway 52 W., Portland, TN, 37148
  • Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
  • First Bank, MI
  • 1400 Delta Avenue, Gladstone, MI, 49837
  • First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
  • Genex Lending LLC
  • 1775 Lanyon Drive, Bartlett, IL, 60103
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • THE PREFERRED GROUP MORTGAGE AND CONSULTING SERVICES, INC.
  • 110 S. Oak Ave, Suite 100, Bartlett, IL, 60103
  • We are not a BIG BOX Loan Store quoting rates and closing costs based off of a computer algorithm. Here at the Preferred Group, we go to work for you. We roll up our sleeves and do the hard work, finding you the best options for your situation. Due to our experience and full-service operations, we provide in-depth knowledge, help
  • Piedmont Capital Lending
  • PO Box 1578, Roswell, GA, 30077
  • Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.
  • Peninsula Federal Credit Union
  • 2929 3rd Avenue North, Escanaba, MI, 49829
  • Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million. Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union