FHA VS Conventional loan programs in 2025 for Lockport, Niagara County, New York
In 2025, the limit for conventional loans in Lockport, found in Niagara county, NY, is set at $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Make use of the Lendersa® Conventional loan calculator for a comprehensive comparison of today’s leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage tool displays side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program in NY for your financial needs.
2025 Loan Limits and Down Payment Requirements in Lockport, Niagara, NY
Loan Type
Maximum Loan
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 14094, 14095
Exploring Conventional and FHA Loan Paths in Lockport, NY
Lendersa® aims to swiftly help you secure the best possible Conventional, USDA, or FHA loan with ease. Begin with one of three methods designed to pair you with the most suitable lenders and loan programs.
Aniya Equity is a community-focused real estate investment company located in Clarksville, Tennessee that wants to pay you cash for your home. With years of experience, we set out to help our neighbors by stimulating local development, empowering residents and property owners and aid up-and-coming communities throughout Tennessee and Kentucky.
At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.
In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago
2255 Memorial Blvd, Suite 11211, Murfreesboro, TN, 37129
At TrueLink Capital Solutions, we want to help you by offering one of the best tools in the world of business: commercial finance. Small business loans can make it possible to make huge improvements, undertake exciting projects, increase profits, or simply get back on your feet.
We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129
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Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
