Explore the differences! FHA VS Conventional loan programs in Lockport, Niagara County, New York

In 2025, Convetional loan limit in Lockport, county of Niagara, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lockport, county of Niagara, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14094, 14095

Conventional and FHA loan options in Lockport, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • PACIFIC HORIZON LENDING
  • 917 North Grand Avenue, Covina, CA, 91724
  • At Pacific Horizon Lending, we pride ourselves on our role in the mortgage industry. As a Full-Service Direct Lender and Mortgage Broker, we operate a team of experienced professionals who know how to handle the complex details involved in mortgage lending. From purchasing to refinancing, we do it all.
  • Loan Advisor Group Inc.
  • 908 S Village Oaks Dr, Suite 200, Covina, CA, 91724
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pacific Loanworks, Inc
  • 461 Grand Ave, Covina, CA, 91724
  • Pacific Loanworks, Inc. has been a family-run company specializing in Trust Deed loans and investments for over a decade. We have an unwavering commitment to quality product and service for both borrowers and investors. Our track record is impeccable and we have hundreds of satisfied return clients
  • Premier Funding Network
  • 22800 Savi Ranch Parkway, Suite 216, Yorba Linda, CA, 92887
  • Premier Funding Network stands apart in the mortgage loan business. For many years, we have built our company on a quality of service that most other loan originators do not offer. Our integrity, ease of process and attention to detail attracts both new home buyers and those interested in Refinancing an existing loan from all over California.
  • Fast Fund Mortgage
  • 22246 La Palma Avenue, Yorba Linda, CA, 92887
  • Fast Fund Mortgage in Yorba Linda CA, our main focus is on helping clients with all their mortgage and loan needs. We’re proud to say that majority of our clients are pre approved for a loan within a day if not within a few hours. May it be a residential loan, a commercial, or a SBA business loan.
  • 1st Nationwide Lending Inc.
  • 27820 Aluetia Way, Yorba Linda, CA, 92887
  • 1st Nationwide Lending is committed to providing outstanding service and value to people looking to refinance, buy a new home, or simply sell their current home. We do loans all over the country and are widely recognized as a preeminent mortgage company in California. We are known for developing quality working relationships with our clientele,
  • Coast Funding Group Inc
  • 22885 Savi Ranch Parkway, Suite B, Yorba Linda, CA, 92887
  • At Coast Funding Group, Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Mid West Finance
  • 410 South Melrose Drive, Vista, CA, 92081
  • At Midwest Financial Inc., our mission is to educate and guide prospective investors, buyers, and sellers. Our success is made possible by demystifying the buying, selling and refinancing process while providing solutions that lead to results. We know for anyone to experience true success it is vital to partner
  • Belinda Biedebach, Mortgage Broker at Secured Lending Group
  • 380 S Melrose Dr, Suite 381, Vista, CA, 92081
  • At Secured Lending Group, we know getting a mortgage is one of the biggest financial decisions anyone can make. We are a boutique mortgage company that understands the importance of personalized and quality service. With nearly 35 years of combined experience, our team is a trusted source in finding the best terms that fit your needs.