FHA VS Conventional loan programs in Wilson, Niagara County, New York

In 2025, the Conventional loan limit for Wilson in Niagara County, NY, is $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to check today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. This advanced calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating the selection of the best program in NY for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Wilson, Niagara, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table applies to these zip codes: 14108, 14028, 14131, 14172

Conventional and FHA Loan Options in Wilson, NY

The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans, without hassle. Start with one of three paths that lead to matching lenders and relevant loan programs.

Results for Lendersa USDA loan requests


  • The Mortgage Guy Inc
  • 8721 Sunset Blvd Penthouse, Suite 10, West Hollywood, CA, 90069
  • The Mortgage Guys has refined the business of mortgage lending by fostering a culture of partnerships in which all clients qualify for their needs. The Mortgage Guys offers residential mortgages, hard money lending, FHA financing, VA financing and many more.Through diligent work and commitment our clients.
  • Private Money Solutions
  • 8721 Santa Monica Blvd, Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Private Money Solutions
  • 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • PB Financial Group Corp
  • 6380 wilshire blvd, Los Angeles, CA, 90048
  • Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
  • Allstate Bancorp Inc.
  • 6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
  • Allstate Bancorp, Inc. provides clients with the highest level of personal service, and an efficient and effective way of obtaining real estate financing, to accomplish their goals. Allstate Bancorp, Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
  • Greenday Mortgage, Inc.
  • 6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
  • Greenday Mortgage Inc. provides clients with the highest level of personal service, and the most efficient and cost effective way of obtaining real estate financing, to accomplish their goals. Greenday Mortgage Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
  • Sunset Home Sales and Mortgage, Inc.
  • 6399 Wilshire Boulevard, 10th Floor, Los Angeles, CA, 90048
  • "Sunset Home Sales and Mortgage, Inc. is a real estate and mortgage financing based brokerage in Los Angeles, California that prides itself on the highest level of service to its clients founded upon: Reliance – Constant contact from the beginning to the end of your transaction and beyond, never leaving your side."
  • North Star Lending, LLC
  • 6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
  • North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. ​We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
  • PB Financial Group
  • 6380 Wilshire Blvd #1610, Los Angeles, CA, 90048
  • Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.
  • The Richardson Lending Team
  • 27413 Tourney Road, Suite 160, Valencia, CA, 91355
  • The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
  • Bankit Mortgage
  • 28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
  • Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.