FHA VS Conventional loan programs in Lyncourt, Onondaga County, New York

In 2025, the limit for a Conventional loan in Lyncourt, belonging to Onondaga county, in the state of NY, is designated at $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

The Lendersa® Conventional loan calculator is designed to help you compare today's best rates among Conventional, FHA, and USDA loans, and also identify the necessary income, credit score, financial reserves, and required documentation for qualification. Utilizing our advanced mortgage calculator, you can examine Conforming Conventional loans alongside USDA, FHA, and VA programs in NY, helping you pick the right option for your financial situation.

Survey loan offers from a selection of 100 different lenders

2025 Loan Limits and Down Payment Requirements in Lyncourt, Onondaga County of NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 13206, 13208

Exploring Conventional and FHA Loan Options in Lyncourt, NY

At Lendersa®, our objective is to provide you with fast and hassle-free access to the best possible Conventional, USDA, or FHA loan options. You can choose from three distinct pathways that facilitate your connection with suitable lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Churchill Mortgage Company
  • 1 Waterbury Court, Stafford, VA, 22554
  • Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Priority Financial, LLC
  • 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
  • Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Motion Mortgage, Inc
  • 385 Garrisonville Road, Suite 97, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America's Choice Mortgage Company
  • PO Box 2525, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Community Star Credit Union
  • 832 Cleveland St, Elyria, OH, 44035
  • The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.
  • Topside FCU
  • 17442 Dahlgren Road, Dahlgren, VA, 22448
  • Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
  • KV Federal Credit Union
  • 316 West River Road, Augusta, ME, 04330
  • KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
  • Connected Credit Union
  • 85 Civic Center Drive, Augusta, ME, 04330
  • Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
  • Capital Area Federal Credit Union
  • 2010 North Belfast Avenue, Augusta, ME, 04330
  • Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.