In 2026, the conventional loan limit for a single-family home in North-Syracuse, located within Onondaga county, NY, is $647,200; meanwhile, the FHA loan limit is $420,680.
Utilize Lendersa®'s Conventional loan calculator to review today's leading rates for Conventional, FHA, and USDA loans. Assess the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program in NY for your financial landscape.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table pertains to zip codes: 13212
Lendersa®'s mission is to provide the most suitable Conventional, USDA, or FHA loans swiftly and effortlessly. Choose one of three paths to find matching lenders and programs.
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