FHA VS Conventional loan programs in Salina, Onondaga County, New York

In 2025, the conventional loan limit for Salina in the county of Onondaga, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documentation requirements needed for eligibility. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the right program in NY for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Salina, Onondaga, NY

Loan Type Maximum Loan Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 13211, 13212, 13088, 13208, 13090

Conventional and FHA Loan Options in Salina, NY

The goal of Lendersa® is to facilitate the fastest and most efficient acquisition of the ideal Conventional, USDA, or FHA loan. Choose one of three starting methods to connect with lenders and discover matching loan programs.

Lendersa matched results for USDA loan requests


  • Mansfield Mortgage Company
  • 208 East Broad Street, Suite 101, Mansfield, TX, 76063
  • "At Mansfield Mortgage, we understand the home-buying experience can be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."
  • Prosperity Mortgage, LLC
  • 5500 East Loop 820 South, Suite 101A, Fort Worth, TX, 76119
  • Our services will take the complications out of the process. Let one of our Loan Specialist analysis your credit profile to take the guess work out and identify the best financing available for you. You’ll be surprised by how easy your life becomes once we work together— contact one of our professional for more information.
  • EECU Credit Union
  • 1617 West Seventh Street, Fort Worth, TX, 76102
  • EECU Credit Union is one of North Texas’ largest locally owned financial institutions with a long history of serving the financial needs of individuals and businesses in Greater Fort Worth. Open to anyone who lives or works in Tarrant County and surrounding areas, EECU provides more than 250, 000 people with a full range of financial products.
  • CapTex Bank
  • 1301 W 7th St, Suite 201, Fort Worth, TX, 76102
  • CapTex Bank offers a variety of loans to help you achieve your goals whether it be buying a new home, opening a small business, or sending your child to the college of their dreams. Our knowledgeable loan representatives are here to assist you in deciding what loan best fits your needs in a friendly, non-intimidating environment
  • Global Key Capital
  • 600 West 6th Street, 4th Floor, Fort Worth, TX, 76102
  • Global Key Capital is dedicated to helping all our clients find the best rates & guiding you throughout the entirety of your financing journey.We help each client reap the rewards of finding the perfect lending solution.Global Key Capital offers a vast network of options paired with local experience & educated guides to match with the best loan.
  • VA Loans with Ed
  • 1600 W 7th St, Suite 401, Fort Worth, TX, 76102
  • VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.
  • JH Moore Inc
  • 777 Main Street, Suite 654, Fort Worth, TX, 76102
  • JH Moore Inc, where we specialize in residential mortgages. At JH Moore Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Citizens State Bank
  • 1330 W. Commerce Street, Buffalo, TX, 75831
  • Established in 1925, Citizens State Bank serves individuals and businesses in Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnson, Hill, Navarro, and Falls counties. Citizens State Bank presently offers products to make banking easier and more convenient for its customers.
  • Community National Bank and Trust of Texas
  • 906 North Buffalo Avenue, Buffalo, TX, 75831
  • Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
  • Security State Bank
  • 402 Broadway, Cheyenne, OK, 73628
  • Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.