FHA VS Conventional loan in Mamakating, Sullivan County, New York

As of 2025, the conventional loan ceiling in Mamakating, which is in the county of Sullivan, NY, is set at $726,200. In contrast, the FHA loan limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates among Conventional, FHA, and USDA options. Determine what's required in terms of income, credit rating, reserves, and documents to qualify. The advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you choose the best program in NY for your financial situation.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Mamakating, County of Sullivan, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to zip codes: 12722, 12721, 12483, 12785, 12790, 12769, 12763, 12781

Exploring Conventional and FHA Loan Options in Mamakating, NY

The aim of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loans swiftly and efficiently. Choose from three initial steps that connect you to aligned lenders and loan programs.

Lendersa USDA loan request and result matching


  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process
  • FirstTrust Home Loans, Inc.
  • 2100 N Eastern Ave, Suite 11, Moore, OK, 73160
  • At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.
  • Home Companies Mortgage
  • 500 N Meridian Ave, Suite 206, Oklahoma City, OK, 73107
  • At HOME CO. with our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage options to find the lowest payment possible. We have very competitive insurance premiums. Receive a quote in just a matter of a few minutes. We make buying a home easy at Home Owners Made Easy
  • Tinker Federal Credit Union
  • 715 Metropolitan Avenue, Oklahoma City, OK, 73108
  • Tinker Federal Credit Union is the largest credit union in Oklahoma with over 435, 000 members and more than $5.8 billion in assets. For over 70 years, we have been helping our members achieve their goals & realize their dreams. As a not-for-profit, member-owned financial cooperative, TFCU returns profits to our members through financial education.
  • Chickasaw Community Bank
  • 909 South Meridian, Oklahoma City, OK, 73108
  • Chickasaw Community Bank is a full-service financial institution wholly owned by the Chickasaw Nation. Under the guidance of Governor Bill Anoatubby, Chickasaw Community Bank addresses the needs of both Indian Country and the greater community by offering commercial, mortgage, and retail services to individuals and businesses.
  • Max Mortgage
  • 1101 Sovereign Row, Oklahoma City, OK, 73108
  • The Max Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • NexGen Home Loans Inc
  • 6009 N Meridian Pl, Oklahoma City, OK, 73122
  • NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.
  • Executive Lending Group
  • 2401 Tee Circle, Suite 102B, Norman, OK, 73069
  • Executive Lending Group We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you
  • Epic Lending LLC
  • 542 Claremont Drive, Norman, OK, 73069
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oklahoma Premier Mortgage
  • 3750 W Main St, Suite 140, Norman, OK, 73072
  • The Oklahoma Premier Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Kelly Community Federal Credit Union
  • 2105 West Grande Boulevard, Tyler, TX, 75703
  • Kelly Community, “We care for members like family.” When you’re a member, you’re family. We’ll give you our best financial counsel just like we would a family member. We’ll go out of our way to find solutions that work for you just like we would a family member. For more than 59 years, helping you save more, earn more and do more financially