Explore the differences! FHA VS Conventional loan programs in Wallkill, Orange County, New York

In 2025, the loan limit for conventional loans in Wallkill, county of Orange, NY, is established at $726,525. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore today's top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit status, reserves, and documentation for qualification. Our advanced mortgage tool makes it possible to view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most fitting program in NY for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Wallkill, Orange, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 10919, 12721, 10932, 10941, 10940

Exploring Conventional and FHA Loan Possibilities in Wallkill, NY

Lendersa® is dedicated to helping you find the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose from three starting options that connect you with matching lenders and suitable loan programs.

Overview from Lendersa's USDA loan request and matching results


  • Nebraska State Bank
  • 218 Main Street, Oshkosh, NE, 69154
  • In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide. And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.
  • Brazos Student Loans
  • 5609 Crosslake Parkway, Waco, TX, 76712
  • The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation that has been dedicated to providing assistance for higher education for over 40 years. Brazos Higher Education is an independent organization that is self-funded and self-capitalized. We are not affiliated with any colleges or universities.
  • Educators Credit Union
  • 501 West State Highway 6, Waco, TX, 76712
  • Educators Credit Union. In the beginning, the credit union was named McLennan County Teachers Federal Credit Union, but was later changed to Educators Credit Union ECU is the largest credit union in Central Texas, with more than 28, 000 members and over $500 million in assets. It is our goal to meet the financial needs
  • Alliance Bank Central Texas
  • 191 Archway Drive, Woodway, TX, 76712
  • Alliance Bank Central Texas was established in 2007 to fill a void in Waco caused by the many bank mergers, consolidations, and centralizations taking place at the time. At Alliance Bank Central Texas, we believe that customers come first and do not want to deal with big, impersonal banking giants.
  • AMP Lending
  • 1400 Ravello Dr. Ste N170, Katy, TX, 77449
  • Abundance of Product Options “Ask Mortgage Pros” AMP Lending is excited to share some of the attributes that make us an industry leader. Our full product menu including FHA, USDA, Conventional, VA, jumbo, expanded conforming and extensive specialty products for investors are available to serve all your lending needs.
  • AMP Lending
  • 1400 Ravello Dr. STE N170, Katy, TX, 77449
  • AMP Lending is a privately-held mortgage company located in Austin and Katy, Texas. We are a full-service professional mortgage company licensed to provide residential mortgages across the state of Texas. AMP, which offers a host of diverse, flexible mortgage packages for customers with a variety of backgrounds and needs.
  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.
  • NEW HOME GUIDE TEXAS
  • 1614 Fieldlark Lane, Missouri City, TX, 77489
  • We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.
  • Red Door Funding
  • 110 Avenue B, Suite 100, Stafford, TX, 77477
  • Red Door Funding. Providing Short-Term Loans for Real Estate Investments in Houston, San Antonio, and Austin, Texas so you, the Investor, can buy, rehab and resell more Hot Properties! Red Door Funding provides you with the funds you need to quickly close on a “Hot Real Estate Investment!
  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.