Explore the differences! FHA VS Conventional loan programs in Ellenville, Ulster County, New York

In 2026, the conventional loan limit for a single-family home in Ellenville, part of Ulster county, NY, is $726,200, while the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options side by side, aiding in selecting the optimal loan program in NY for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Ellenville, Ulster, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 12420

Conventional and FHA Loan Options in Ellenville, NY

The goal at Lendersa® is to secure the best available Conventional, USDA, or FHA loans quickly and without hassle. Select one of three starting strategies to connect with matching lenders and loan programs.

USDA loan request results through Lendersa


  • Western Security Bank
  • 2812 1st Avenue North, Billings, MT, 59101
  • Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area.

    Western Security Bank, A Division of Glacier Bank,

  • Wallinder Mortgage Brokers
  • 746 Grand Avenue, Billings, MT, 59101
  • "We are 'Your Home Town Mortgage Store'
    We shop America's Top Lender for the best real estate home loan, suited to your needs.
    No extra cost to you! Great Rates! More loan options for you! Lenders with NO Banking ‘overlays’. NO ‘Extra’ loan restrictions. Helping home buyers and owners for over 20 years!"

  • Valley Credit Union
  • 207 North Broadway, Billings, MT, 59101
  • Valley Credit Union has proudly served citizens within the Big Sky Country, which now includes 11 counties across Montana and Wyoming. From the beginning, we were founded on the promise to provide accommodating, personalized service, as well as top-notch financial services to our members. Those founding principles are the same driving force

  • Guardian Mortgage
  • 705 5th St W, Billings, MT, 59101
  • Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.

  • Division Mortgage Group
  • 1320 Division St, Billings, MT, 59101
  • Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers

  • The First National Bank of Hebbronville
  • 305 N. Smith, Hebbronville, TX, 78361
  • Here at The First National Bank of Hebbronville, we provide you with the best banking possible.
    Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.

  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.

  • Bravo Mortgage & Realty Group
  • 6999 McPheron Rd, Suite 108-B, Laredo, TX, 78041
  • We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.

  • Universal Lending Home Loans
  • 2646 Grand Ave, Suite 2, Billings, MT, 59102
  • Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care