In 2026, the loan limits are set with Conventional loans in Moira, within Franklin county, NY, at $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator for comparing today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced tool, evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program is most suitable for your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 12916
Lendersa® strives to provide the best possible Conventional, USDA, or FHA loan quickly and smoothly. Choose one of three initial pathways to match with the right lenders and loan programs.
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