FHA VS Conventional loan programs in 2025 for Moravia, Cayuga County, New York

For 2025, in Moravia, within the county of Cayuga, NY, the limit for Conventional loans is $726,200, while the FHA limit for a single-family home stands at $472,030.

With the Lendersa® Conventional loan calculator, compare the top rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you determine which option in NY best suits your financial needs.

Compare loan offers from over 100 lenders

2025 Loan Limits & Down Payment Requirements in Moravia, Cayuga, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 13118

Available Conventional and FHA Loan Options in Moravia, NY

The primary aim of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan quickly and without complications. Choose any of the following three starting points to match with lenders and loan programs.

Loan request and matching results with Lendersa USDA


  • Delano Mortgage Services LLC
  • 480 Enfield Street, Enfield, CT, 06082
  • Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.
  • Savings Bank of Walpole
  • 68 Ames Plaza Ln, Walpole, NH, 03608
  • Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC). We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat
  • Mortgage Wealth Advisors Inc
  • 225 Executive Drive, Suite 410, Plainview, NY, 11803
  • Mortgage Wealth Advisors, Inc. is a concierge mortgage brokerage, arranging mortgage financing for clients throughout New York and Florida. We offer a wide range of loan products through an expansive network of lenders. We match the right loan to the needs of our borrowers, with competitive rates that satisfy even the most discerning clients.
  • Green River Capital Corp
  • 1670 Old Country Road, Suite 220, Plainview, NY, 11803
  • Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • Hyperion Bank
  • 199 West Girard Avenue, Philadelphia, PA, 19123
  • Hyperion Bank is a community bank dedicated to delivering highly personal service to individuals and commercial customers throughout the greater Philadelphia region. Locally owned and operated since 2006, Hyperion Bank offers a full spectrum of banking services, including Small Business Administration (SBA) loans.
  • I Fund Cities
  • 448N 10th Street, Suite 402, Philadelphia, PA, 19123
  • I Fund Cities is an alternative lending platform born from the desire to provide investors with reliable capital and a lending experience that’s all about speed, transparency, and partnership. Our company is doing things a little differently around here and some like to even call us the renegade in the lending industry - innovative and disruptive.
  • Spring Garden Lending Group LLC
  • 990 Spring Garden Street, Suite 602, Philadelphia, PA, 19123
  • A private lender specializing in bridge and permanent loans to acquire, rehab, construct and refinance real estate investment properties for rent or to flip in Philadelphia, Baltimore, Washington, DC, and Lancaster, PA and their surrounding suburbs. Spring Garden Lending now provides 30 year fixed rate financing for rental properties.
  • Bluebird Lending
  • 1845 Walnut Street, Ste 910, Philadelphia, PA, 19103
  • Bluebird Lending creates opportunities for real estate investors to improve their communities by providing fast, flexible and fair lending solutions to grow their business. Bluebird understands the unique challenges real estate investors face and is equipped to work closely with our customers to produce successful results.
  • Singer Financial Corporation
  • 1708 Locust St, Philadelphia, PA, 19103
  • We are a Private Direct Portfolio Lender with our own pool of capital available to lend your business. Unlike many other Private Lenders, we don't take your loan to some nameless private investor to get your loan approved and funded. We offer commercial real estate secured business loans to business owners and real estate investors.
  • HomeLend Financial Inc
  • 1900 Market Street, 8th Floor, Philadelphia, PA, 19103
  • HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • UMortgage
  • 100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
  • UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.