FHA VS Conventional loan programs in 2025 for Sennett, Cayuga County, New York

In 2025, the conventional loan limit for Sennett, located in the county of Cayuga, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in NY.

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2025 Loan Limits & Downpayment Requirements in Sennett, Cayuga, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 13021

Loan Options in Sennett, NY for Conventional and FHA

The main goal of Lendersa® is to provide you the best Conventional, USDA, or FHA loan quickly and without hassle. Start by selecting one of three paths to connect with matching lenders and programs.

Lendersa USDA loan request and matching results visualization


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