In 2025, the Conventional loan limit for a single-family home in Owasco, county of Cayuga, NY is $726,200, with an FHA limit of $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate top rates today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best option for your financial circumstances in NY.
Explore loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 13021
Lendersa® aims to efficiently connect you with the perfect Conventional, USDA, or FHA loan without hassle. Start by selecting one of three main paths to get matched with lenders and loan programs.
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