FHA VS Conventional loan programs in Auburn, Cayuga County, New York

In 2025, Convetional loan limit in Auburn, county of Cayuga, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Auburn, county of Cayuga, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 13021, 13024, 13022

Conventional and FHA loan options in Auburn, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Farmers & Merchants Union Bank
  • 159 W James St, Columbus, WI, 53925
  • We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
  • C A Mortgage Services
  • 305-C Second Loop Road, Florence, SC, 29505
  • C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.
  • Bank of Clarkson
  • 101 E. Main Street, Clarkson, KY, 42726
  • Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Arthur State Bank
  • 100 East Main Street, Union, SC, 29379
  • Working and Thriving, Together! Arthur State Bank has served the good people of South Carolina since 1933. Today Arthur State Bank operates 18 locations in Union Spartanburg, Greenville, Lexington, Clinton, Woodruff, Roebuck, Rock Hill, Columbia, & Chesnee. We continue to operate as one of the state’s oldest family-owned & operated community banks!
  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.
  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.
  • 7 | Mortgage
  • 2077 Town Center Blvd, Suite 302, Knoxville, TN, 37922
  • We offer a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate