FHA VS Conventional loan programs in 2025 for New-City, Rockland County, New York

For New-City in 2025, the conventional loan ceiling is $970,800, whereas the FHA limit is $970,800, applicable to a single-family residence in the county of Rockland, NY.

Utilize the Lendersa® calculator for conventional loans to contrast today’s conventional, FHA, and USDA rates. Determine the income, credit, reserves, and documents essential for qualification. Our sophisticated mortgage calculator allows you to view conventional conforming loans, USDA, FHA, and VA side-by-side, aiding in choosing which is ideal for your financial scenario in NY.

Discover and compare loan offers from 100 leading lenders

2025 Loan Limits and Down Payment Requisites in New-City, Rockland County, NY

Type of Loan Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

Applicable for the following zip codes: 10956, 10954, 10920

Exploring FHA and Conventional Loan Choices in New-City, NY

The primary objective of Lendersa® is to provide you with the fastest and simplest route to procure the best Conventional, USDA, or FHA loan. Opt from three starting approaches to aggressively target matching lenders and loan programs.

Check out Lendersa's USDA loan request and matching overview


  • Certainty Home Loans LLC
  • 1354 E. JOHN SIMS PARKWAY, Niceville, FL, 32578
  • Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.
  • Voyageur Financial Inc
  • 14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
  • Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
  • MinnTrust Mortgage LLC
  • 7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
  • At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • New Destiny Mortgage
  • 21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
  • At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • All American Mortgage Lending Inc
  • 3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hmong TC Mortgage Inc
  • 6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
  • Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.
  • US Mortgage Investments
  • 5201 Eden Avenue, Edina, MN, 55436
  • Us Mortgage Inv. offers a best in class Mortgage experience. -Competitive pricing - Speed to close - Best in class VA Loan pricing - Integrity US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
  • Success Mortgage Partners, Inc
  • 1526 Commercial Park Dr Ste 4, Lakeland, FL, 33801
  • Success Mortgage Partners, Inc. was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company
  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"
  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.
  • American Liberty Mortgage
  • 402 S KENTUCKY AVE #310, Lakeland, FL, 33801
  • American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one