FHA VS Conventional loan programs in 2026 for North-Sea, Suffolk County, New York
For 2026, the Conventional loan limit in North-Sea, Suffolk county, NY, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Use the Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents needed for qualification. Our advanced tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in deciding which program in NY suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in North-Sea, Suffolk County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table applies to zip codes: 11968
Conventional and FHA Loan Options in North-Sea, NY
Lendersa® is dedicated to finding the most suitable Conventional, USDA, or FHA loan quickly and with ease. Choose one of three pathways leading to matching lenders and tailored loan programs.
575 Underhill Blvd, Suite 216, Southold, NY, 11971
Lends in New York
Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application
PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.
MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.
ASEAN CAPITAL, INC. was started in 1998 by Dula Amarasinghe, a 30 year veteran of International Banking Industry. During his tenure with Manufacturers Hanover Trust Company, now JP Morgan Chase Bank, he was the Team Leader handling the business of Sri Lanka, Thailand, Philippines, Pakistan and Nepal desks.
Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.
