Explore the differences! FHA VS Conventional loan programs in North-Sea, Suffolk County, New York

In 2025, Convetional loan limit in North-Sea, county of Suffolk, NY is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in North-Sea, county of Suffolk, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 11968

Conventional and FHA loan options in North-Sea, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lenders Capital
  • 2215 Via Anacap, Suite A, Verdes Estates, CA, 90274
  • Lenders Capital Mortgage is located on Via Anacapa, just west of Palos Verdes Drive West. It can be found in a small office and shopping district nestled among the impressive ocean-view homes of Palos Verdes Estates. It is found at the front of the bungalow-style Anacapa Suites complex in suite #A. Its emphasis is on financial advice.
  • South Bay Mortgage Brokers
  • 4000 Palos Verdes Drive North, Suite 108, Rolling Hills Estates, CA, 90274
  • South Bay Mortgage Brokers special is their commitment to getting results for clients and providing unparalleled customer service, communication, and timeliness. Tony’s objective is to make the loan process as clear and simple as possible. The next time you need assistance in securing financing.
  • Wauna Credit Union
  • 101 SE Truehaak Street, Clatskanie, OR, 97016
  • At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.
  • Multi Real Estate Services
  • 8434 Moorcroft Ave, West Hills, CA, 91304
  • Multi Real Estate Services is a mortgage broker with operations in one state. Multi Real Estate Services offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and construction mortgages. Ron Henderson is President of Multi Real Estate Services, Inc Los Angeles, California.
  • Palisades Funding Inc
  • 860 Via De La Paz, Suite B-5, Pacific Palisades, CA, 90272
  • Palisades Funding, Inc. provides alternative financing for borrowers who have not been able to achieve financing through traditional methods. We are not bound by a set of specific criteria, which allows us to provide custom crafted solutions for our borrowers and investors to meet their goals.
  • Empire of America Corporation
  • 5525 Oakdale Avenue, Suite 150, Woodland Hills, CA, 91364
  • After 35 years in mortgage lending, Empire of America established itself as an effective and knowledgeable mortgage lending firm that knows how to move with the times. With a wide variety of loan products available, a completely secure online platform, and literally ZERO salespeople, you'll find you can easily talk through your home loan opti
  • Mortgage Loan Services Inc
  • 20501 Ventura Boulevard, Suite 311, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Royal REP Mortgage
  • 23293 Ventura Blvd, Woodland Hills, CA, 91364
  • Our goal is to share with you invaluable information about buying and selling homes in Southern California. In addition to being able to search the Multiple Listing Services for the latest single family homes, townhouse and condo listings, you can set up an email Listing Alert system that will keep you up to date
  • Referral Lending Inc
  • 22543 Ventura Boulevard, Suite 212, Woodland Hills, CA, 91364
  • Referral Lending can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Referral Lending, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated.
  • CitiHome
  • 20750 Ventura Boulevard, Suite 430, Woodland Hills, CA, 91364
  • We are a licensed Mortgage Broker. We are experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have a bad credit history
  • Lotus Mortgage & Realty Inc.
  • 23241 Ventura Boulevard, Suite 217, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to deliver superior loan and real estate service to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Crown Real Estate & Funding Inc.
  • 21777 Ventura Blvd, Suite 265, Woodland Hills, CA, 91364
  • Crown Real Estate & Funding Inc Our team has professionals from different backgrounds. We have realtors who were CPAs for many years. Our varied experience will help us guide you to the right professional to get the advice you need, whether it be using the tax benefits of owning commercial property, accomplishing.