Explore the differences! FHA VS Conventional loan programs in Mattituck, Suffolk County, New York

For 2026, in Mattituck located in Suffolk county, NY, the Conventional loan limit is $1,089,300, whereas the FHA limit for a single-family residence is $1,089,300.

Use the Lendersa® Conventional loan calculator to evaluate today’s best rates across Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side to aid you in choosing the most suitable program for your financial needs in NY.

Analyze loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Mattituck, Suffolk County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Applicable for zip codes: 11952

Options for Conventional and FHA Loans in Mattituck, NY

Lendersa® aims to swiftly help you secure the best Conventional, USDA, or FHA loan without hassle. Start by choosing one of three pathways to connect with matching lenders and suitable loan programs.

USDA Loan Request and Match Results with Lendersa


  • Nations Direct Mortgage, LLC.
  • 5 Hutton Centre Drive, Suite 200, Santa Ana, CA, 92707
  • "Nations Direct is not just a lender -we’re your partner for prosperity. We’re continually innovating to offer our partners the highest quality service, the most competitive rates and the most efficient processes in the wholesale lending industry.

    Nations Direct Mortgage specializes in residential lending,"

  • Home Mortgage Alliance Corporation
  • 4 Hutton Centre Dr., Suite 500, Santa Ana, CA, 92707
  • HMAC must have unlimited growth potential. In order to achieve this, there should be a dedication to ensuring that there is large capital infusion which can help promote warehouse line capacity, start-up capital, and reserves that are required by the state and agencies guidelines

  • Home Loan Enterprise
  • 5151 California Ave, Suite 100, Irvine, CA, 92617
  • Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.

  • Kertin Mortgage Group
  • 5151 California Avenue, Suite 100, Irvine, CA, 92617
  • We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.

  • Larkins Tiffany
  • 712 North Valley Street, Suite F, Anaheim, CA, 92801
  • Tiffany believes that real estate is not an ordinary but an “extraordinary” profession and to be successful, you must be an extraordinary person. My service goals are not actually goals they are standard operating procedure. I believe in providing everyone with the same level of personal and professional service.

  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved.

    Based on our experi

  • Credit Union of Southern California
  • PO Box 200, Whittier, CA, 90608
  • We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.

  • Cal Mortgage Connection
  • 14522 Whittier Blvd, Whittier, CA, 90605
  • We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way

  • IET Capital
  • 14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
  • IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.

  • Heartland Mortgage
  • 14758 Whittier Blvd, Suite B, Whittier, CA, 90605
  • Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.