FHA VS Conventional loan programs in 2025 for Mattituck, Suffolk County, New York

For 2025, in Mattituck located in Suffolk county, NY, the Conventional loan limit is $1,089,300, whereas the FHA limit for a single-family residence is $1,089,300.

Use the Lendersa® Conventional loan calculator to evaluate today’s best rates across Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side to aid you in choosing the most suitable program for your financial needs in NY.

Analyze loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Mattituck, Suffolk County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Applicable for zip codes: 11952

Options for Conventional and FHA Loans in Mattituck, NY

Lendersa® aims to swiftly help you secure the best Conventional, USDA, or FHA loan without hassle. Start by choosing one of three pathways to connect with matching lenders and suitable loan programs.

USDA Loan Request and Match Results with Lendersa


  • Mortgage First Corporation
  • 1761 Liberty St SE, Salem, OR, 97302
  • Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.
  • Finance Connection
  • 1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035
  • RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
  • Gardena Financial Mortgage
  • 1516 West Redondo Beach Boulevard, Gardena, CA, 90247
  • Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
  • Entertainment Mortgage
  • 9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210
  • Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed
  • YLHFunding
  • 9663 Santa Monica Boulevard, Beverly Hills, CA, 90210
  • YLHFunding is a subsidiary of Hunter III Real Estate Inc. founded by James Hunter in 1989. A licensed broker since 1989. Subsequent to graduating from the University of Miami FL with a 4.0 gpa in Business/Finance, James has personally acquired, remodeled and resold over 125 Single Family Residences and borrowed
  • Kind Home Loans Inc
  • 433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210
  • Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.
  • Kind home Loans
  • 433 N Camden Dr, Beverly Hills, CA, 90210
  • While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg
  • Macoy Capital
  • 9301 Wilshire Blvd, #502, Beverly Hills, CA, 90210
  • Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions.
  • Crawford Park Financial Inc.
  • 9301 WILSHIRE #506, Beverly Hills, CA, 90210
  • Crawford Park Financial is a team of dedicated professionals with many years of hands-on experience. We’re people just like you who strongly believe in the value of investing in real estate. We’re people you can get to know and trust to make solid decisions with your investment dollars.
  • General Realty Group Inc.
  • 14914 Burbank Boulevard, Sherman Oaks, CA, 91411
  • "General Realty Group, Inc. offers consumers a wide variety of mortgage products at competitive rates and terms delivered with exceptional service and support throughout the entire loan process. We offer a full line of loan products including FHA/VA and Conventional Loans, including fixed and adjustable options."