For 2026, in Mattituck located in Suffolk county, NY, the Conventional loan limit is $1,089,300, whereas the FHA limit for a single-family residence is $1,089,300.
Use the Lendersa® Conventional loan calculator to evaluate today’s best rates across Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side to aid you in choosing the most suitable program for your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
Applicable for zip codes: 11952
Lendersa® aims to swiftly help you secure the best Conventional, USDA, or FHA loan without hassle. Start by choosing one of three pathways to connect with matching lenders and suitable loan programs.
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