In the year 2026, the conventional loan limit set for Cutchogue, which is located in Suffolk county of NY, stands at $1,089,300. Meanwhile, the FHA loan limit for a single-family home is established at $1,089,300.
With the Lendersa® Conventional loan calculator, you can easily compare today's best rates for Conventional loans versus FHA and USDA loans. This tool helps you determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best program in NY for your distinct financial situation.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
The above comparison table is applicable to these zip codes: 11935
At Lendersa®, our mission is to swiftly and simply secure the best possible Conventional, USDA, or FHA loans for you. Start by selecting one of three pathways that direct you to matching lenders and loan programs.
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