FHA VS Conventional loan programs in North-Tonawanda, Niagara County, New York
In 2025, the conventional loan limit for North-Tonawanda in the county of Niagara, NY, is $647,200, whereas for a single-family home, the FHA limit is $420,680.
Leverage the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Evaluate the income, credit, reserves, and essential documents needed for eligibility. Our advanced mortgage tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the right program in NY tailored to your financial needs.
Details of 2025 Loan Limits and Down Payment Requirements in North-Tonawanda, Niagara, NY
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The above table applies to these zip codes: 14120
Exploring Conventional and FHA Loan Opportunities in North-Tonawanda, NY
Lendersa® aspires to swiftly connect you with the best-fitting Conventional, USDA, or FHA loan options with minimal effort. Begin with any of the three methods designed to link you with matching lenders and applicable loan programs.
North Shore Federal Credit Union has been a financial beacon along the shore of Lake Superior for 50 plus years. Specializing in outstanding member service and offering products to meet every walk of life. North Shore Federal Credit Union proudly meets the financial needs of those living along the Lake Superior's North Shore.
In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options
North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.
Atlanta Capital Lending is a specialized hard money lender that provides personalized service to our borrowers for a top shelf borrowing experience. and We are as passionate about real estate as you are! But we are just as passionate about helping our borrower's succeed Let us help you reach your real estate goals.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
410 Peachtree Parkway, Building 400, Suite 4245, Cumming, GA, 30041
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Kennedy Financial, Inc. is a Georgia residential mortgage broker. We specialize in custom tailoring home mortgage loans to fit each customer’s specific circumstances. Whether it’s buying a new home, refinancing to a lower rate, getting cash out to pay off high interest debt, or making home improvements.
