FHA VS Conventional loan programs in North-Tonawanda, Niagara County, New York

In 2025, the conventional loan limit for North-Tonawanda in the county of Niagara, NY, is $647,200, whereas for a single-family home, the FHA limit is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Evaluate the income, credit, reserves, and essential documents needed for eligibility. Our advanced mortgage tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the right program in NY tailored to your financial needs.

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Details of 2025 Loan Limits and Down Payment Requirements in North-Tonawanda, Niagara, NY

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The above table applies to these zip codes: 14120

Exploring Conventional and FHA Loan Opportunities in North-Tonawanda, NY

Lendersa® aspires to swiftly connect you with the best-fitting Conventional, USDA, or FHA loan options with minimal effort. Begin with any of the three methods designed to link you with matching lenders and applicable loan programs.

Overview of Lendersa's USDA loan request and matching results


  • Life Capital Lending Group, Inc.
  • 1820 N. Corporate Lakes Blvd, Suite 207-6, Weston, FL, 33326
  • Life Capital Lending Group, Inc., offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • EXPRESS LENDING SERVICES, INC.
  • 2111 N. Commerce Parkway, Fort Lauderdale, FL, 33326
  • Express Lending Services is a mortgage company that is founded with over 28 years of Industry Experience. The company’s CORE Values are centered on providing exceptional client experience to both our mortgage clients and business partners. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Mortgage Advantage Lending
  • 745 Shotgun Road, Fort Lauderdale, FL, 33326
  • Mortgage Advantage Lending is a full-service mortgage lender serving the states of Florida and Connecticut. Our professionals have decades of combined experience in the prime, non-prime and government mortgage industries. With a direct relationship with the top lending institutions in the country,
  • Florida Mortgage Solutions Group
  • 1625 North Commerce Parkway Suite 105, Weston, FL, 33326
  • Florida Mortgage Solutions Group is Direct Lender and Mortgage Broker in Weston, FL. We provide financing to home buyers and seasoned investors! We are approved and experienced with FHA Loans, Fannie Mae, Freddie Mac, and especially VA Loans. We are here to help you from beginning to the end. Our wholesale rates and competitive pricing.
  • Prime Lenders Mortgage Corp.
  • 1555 North Park Drive Suite 102, Weston, FL, 33326
  • Prime Lenders is celebrating 20 years in business! We have been successfully helping Florida Home Buyers with finding the perfect Home Financing Solutions since 1993. Rated A+ by the Better Business Bureau, Glenn Gordon and his team will provide service with Honesty, Reliability and Integrity.
  • HG Mortgage LLC
  • 1820 N Corporate Lakes Blvd. Ste 304, Fort Lauderdale, FL, 33326
  • At HG Mortgage our vision is to become the industry lender of choice among homeowners. To be regarded as the most reliable, caring and goal oriented Mortgage Company by providing quality service and building personalized relationships based on the value we bring to our clients. HG Mortgage is a company led by professionals like Hermes Garcia.
  • Angel Oak Home Loans
  • 1950 N. Commerce Parkway, Suite 6, Weston, FL, 33326
  • Angel Oak Home Loans is a national mortgage lender based in Atlanta, GA providing innovative mortgage products tailored to borrowers'​ home financing needs. Angel Oak’s lending practice was founded upon core principals of providing consumers with a variety of mortgage products that are tailored to meet their home financing needs.
  • Bank of Hydro
  • 146 West Main Street, Hydro, OK, 73048
  • We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.
  • Society Mortgage
  • 330 Himmarshee Street, Suite 111, Fort Lauderdale, FL, 33312
  • We are internet-based mortgage company with offices in Ohio, Florida and Maine. While our team is spread out across the country, we have developed a system that allows us to offer a personalized home-buying experience to any person in any location. Society Mortgage is committed to building