FHA VS Conventional loan programs in Pendleton, Niagara County, New York
As of 2025, the conventional loan limit in Pendleton, Niagara, NY for a single-family home is $726,200, while the FHA limit is $472,030.
The Lendersa® Conventional loan calculator can be used to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents you need. This advanced mortgage tool offers a side-by-side view of Conforming Conventional loans and USDA, FHA, and VA options, helping you choose the best program in NY for your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Pendleton, Niagara, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant to zip codes: 14120, 14094
Conventional and FHA Loan Options in Pendleton, NY
Lendersa® works to provide you the best possible Conventional, USDA, or FHA loans quickly, without hassle. Choose from three starting points to connect with suitable lenders and loan programs.
Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.
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