FHA VS Conventional loan programs in 2025 for Wheatfield, Niagara County, New York
In 2025, the Conventional loan cap within Wheatfield, located in Niagara county, NY, is set at $726,200. Concurrently, for a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® Conventional loan calculator to assess and compare today's leading Conventional, FHA, and USDA rates. Determine requirements such as income, credit, reserves, and needed documents for qualification. Our sophisticated mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most appropriate program in NY for your particular financial scenario.
2025 Loan Limits and Downpayment Requirements in Wheatfield, Niagara County, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Relevant zip codes for the comparison table: 14120, 14304, 14132
Available Options for Conventional and FHA Loans in Wheatfield, NY
The main objective at Lendersa® is to provide a swift and simple process for acquiring an ideal Conventional, USDA, or FHA loan. Choose from one of three starting options, leading you to matching lenders and optimal loan programs.
4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,
Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
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River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.
In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.
RJ Funding Services (also known as Rafter J Funding) is a reputable alternative lending firm that works with clients throughout the United States and Canada. Specializing in providing capital to small businesses and large corporate entities, our firm delivers innovative solutions to funding business enterprises in all industries.
102 W Crockett St, Suite 705, San Antonio, TX, 78205
Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
