In 2025, the Conventional loan cap within Wheatfield, located in Niagara county, NY, is set at $726,200. Concurrently, for a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® Conventional loan calculator to assess and compare today's leading Conventional, FHA, and USDA rates. Determine requirements such as income, credit, reserves, and needed documents for qualification. Our sophisticated mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most appropriate program in NY for your particular financial scenario.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Relevant zip codes for the comparison table: 14120, 14304, 14132
The main objective at Lendersa® is to provide a swift and simple process for acquiring an ideal Conventional, USDA, or FHA loan. Choose from one of three starting options, leading you to matching lenders and optimal loan programs.
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Bridge Loan Guides
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