Conventional Vs. FHA Lending requirements Northumberland, NY in 2025

In the year 2025, the conventional loan limit set in Northumberland, within the county of Saratoga, NY, is now at $726,200. Similarly, the FHA loan limit for a single-family home is marked at $472,030. These figures are essential for anyone looking to explore home financing and real estate opportunities in these regions, enabling them to plan their financial pathway accurately.

Utilize Lendersa®'s advanced Conventional loan calculator to thoroughly compare today's leading rates between Conventional, FHA, and USDA loans. Identify the necessary income, credit meeting, reserves, and documents required to qualify effectively. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loan options side by side. This is designed to help you make an informed choice regarding which program in NY best fits your financial needs. With such precise tools, finding a loan that aligns perfectly with your fiscal situation is achievable, leading to peace of mind and financial assurance.

Exploring Conventional and FHA Loan Options in Northumberland, NY

The mission of Lendersa® is to efficiently and swiftly link you to the most appropriate Conventional, USDA, or FHA loan options, ensuring minimal hassle in the process. Start your journey by selecting one of three pathways to engage with lenders and loan programs that best suit your personal finances. Whether purchasing your first home or refinancing an existing one, such informed choices will direct you towards successful and satisfying loan arrangements, aligning with your needs.

Lendersa's detailed matching results for USDA loan inquiries

(802) 767-3333 Lender's profile and map Reviews White River Credit Union 96 North Main Street, Rochester, VT, 05767 The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
(603) 756-4771 Lender's profile and map Reviews Savings Bank of Walpole 68 Ames Plaza Ln, Walpole, NH, 03608 Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC). We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat
(518) 828-9981 Lender's profile and map Reviews First Hudson Mortgage Company 20 King Arthur Way, Hudson, NY, 12534 Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
(518) 828-0185 Lender's profile and map Reviews Valley Mortgage Company Inc 751 Warren Street, Front Hudson, NY, 12534 Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
(413) 243-0117 Lender's profile and map Reviews Lee Bank 75 Park Street, Lee, MA, 01238 Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
(413) 774-6700 Lender's profile and map Reviews Franklin First FCU 57 Newton Street, Greenfield, MA, 01301 Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
(603) 542-7711 Lender's profile and map Reviews Claremont Savings Bank 145 Broad Street, Claremont, NH, 03743 Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
(607) 547-5700 Lender's profile and map Reviews Leatherstocking Credit Union 24 Glen Avenue, Cooperstown, NY, 13326 Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum. Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
(603) 355-4527 Lender's profile and map Reviews Precision Federal Credit Union 7 Optical Avenue, Keene, NH, 03431 FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members. As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
(315) 894-9924 Lender's profile and map Reviews Remington FCU 39 Central Plaza, Ilion, NY, 13357 Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(802) 295-5104 Lender's profile and map Reviews Vermont VA Federal Credit Union 1285 VA Cutoff Road, White River Junction, VT, 05001 Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
(603) 448-3650 Lender's profile and map Reviews Mascoma Savings Bank 263 Maple Street, White River Junction, VT, 05001 Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.