FHA VS Conventional loan programs in 2026 for Wilton, Saratoga County, New York
For 2026, the conventional loan limit in Wilton, located in Saratoga county of NY, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is set at $472,030.
Utilize Lendersa®'s Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Discover the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows for side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the optimal program in NY tailored to your financial scenario.
2026 Loan Limits and Downpayment Criteria in Wilton, Saratoga, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Relevant for zip codes: 12831
Options for Conventional and FHA Loans in Wilton, NY
The aim of Lendersa® is to quickly and effortlessly provide you with the ideal Conventional, USDA, or FHA loan. Choose one of three start points to find matching lenders and loan programs.
Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name.
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368 Broadway, Suite 12, Saratoga Springs, NY, 12866
Lends in New York
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