FHA VS Conventional loan in Moreau, Saratoga County, New York

In 2025, the Conventional loan limit for Moreau, in Saratoga county, NY, is $726,200. The FHA limit for a single-family home is $472,030.

Use Lendersa®'s calculator to weigh today's best rates between Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation required to qualify. This advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you to select the optimum program in NY for your needs.

Explore loan offers from 100 lenders

Loan limits and down payment details for 2025 in Moreau, Saratoga county, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is valid for zip codes: 12831, 12803, 12828

Options for Conventional and FHA loans in Moreau, NY

The aim of Lendersa® is to quickly and easily secure you the most suitable Conventional, USDA, or FHA loan. Choose one of three starting points that lead to matched lenders and loan programs.

Lendersa USDA loan request and matching results illustrated


  • KLOZE powered
  • 2455 E Sunrise Blvd #PH-1,, Fort Lauderdale, FL, 33304
  • KLOZE Powered by Nationwide Home Loans Corp is a Florida based mortgage lending firm recognized for its outstanding customer service and a strong reputation for getting even the most difficult of loans closed. We offer a wide variety of mortgage options, competitive pricing and sound advice about what is best for each client's individual situation.
  • Alex Doce - The Doce Group
  • 2598 E Sunrise Blvd Suite 2104, Fort Lauderdale, FL, 33304
  • Why Take Chances When Financing a Home? With over 36 years of experience in the mortgage industry, Alex has successfully helped more than 7,000 individuals and families finance their homes nationwide. Alex is currently the Branch Manager at the Doce Group at First Community Mortgage. First Community Mortgage is the only two-time winner of the Mort
  • Fuse Group Investment Companies
  • 900 Northwest 6th Street, Suite 201, Fort Lauderdale, FL, 33311
  • We are a focused, boots on the ground operation with a local presence and local decision making. Our Principals and Advisory Committee all come with substantial backgrounds in various aspects of real estate investment and development segments which enable a swift analysis and understanding of the projects.
  • Solutions Mortgage Lending Group
  • 6750 N. Andrews Avenue, Suite # 200, Fort Lauderdale, FL, 33311
  • Solutions Mortgage Lending Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Epic Funding
  • 2180 West First Street Ste 540, Fort Myers, FL, 33901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Responsible Reverse Mortgage
  • 4547 Pine Island Rd, Suite 3, Cape Coral, FL, 33993
  • Responsible Reverse Mortgage, a licensed mortgage broker specializing in Reverse Mortgages. Our company mission is to be responsible for your comfortable retirement. We've a commitment to our customers to deliver quality advice in a convenient manner. Our commitment to helping the 62+ community of America live the retirement.
  • Lend Elite LLC
  • 1322 North West 10th Terrace, Cape Coral, FL, 33993
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve