Explore the differences! FHA VS Conventional loan programs in Port-Jefferson-Station, Suffolk County, New York
In the year 2026, the Conventional loan ceiling for a single-family dwelling in Port-Jefferson-Station, within Suffolk county of NY, stands at $970,800. However, the FHA loan cap is $970,800.
Utilize the Lendersa® Conventional loan calculator to make comparisons among today's Conventional, FHA, and USDA rates. It helps determine the income, credit score, reserves, and documents crucial for qualification. With our advanced mortgage calculator, you can assess the Conforming Conventional loans alongside USDA, FHA, and VA options to identify the most suitable program in NY for your financial needs.
Loan limits and down payment requirements for 2026 in Port-Jefferson-Station, Suffolk county, NY
Type of Loan
Limit on Loan
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Applicable for zip codes: 11733
Conventional and FHA loan choices in Port-Jefferson-Station, NY
Lendersa® is committed to offering you the most advantageous Conventional, USDA, or FHA loans swiftly and effortlessly. Choose from three initial pathways that align lenders with loan programs.
Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.
Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
Our mission is to be our members's 1st choice for high-quality financial products and services. We take pride in our history of serving teachers and the educational industry and strive to make the lives of our members easier and more rewarding. We now serve all of Salt Lake county, providing friendly and convenient financial services.
1586 E Stratford Ave, Suite 3, Salt Lake City, UT, 84106
At LATITUDE LENDING, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Credit Union’s mission is to improve the financial lives of all members while promoting an environment that, like the J.A.C.L.’s vision, “respects the values of fairness, equality and social justice. “ The J.A.C.L. was founded in 1929 and is the oldest and largest Asian American civil rights organization in the United States.
Matt Stout started Consumers Financial Mortgage in 1995 with the vision of helping homeowners save money. Since that time, he has worked to perfect the art of understanding mortgage customers and their financial goals. Using what he calls his “Mortgage Map”, Matt creates options based on his client’s financial goals to better guide.
1062 East 2100 South, Suite 217, Salt Lake City, UT, 84106
"Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City. I started in the home loan industry over 19 years ago in 2001, and I’ve worked with and learned from some of the best in our industry. Mortgages are so much more than just a means to purchase a home."
American Wholesale Loans is your connection to the Wholesale Lending market which has the best terms for Residential and Commercial loans. By skipping the middle man and going directly to the funding source you will save time in getting your financing secured and money over the life of your loan
