Explore the differences! FHA VS Conventional loan programs in Port-Jefferson-Station, Suffolk County, New York
In the year 2026, the Conventional loan ceiling for a single-family dwelling in Port-Jefferson-Station, within Suffolk county of NY, stands at $970,800. However, the FHA loan cap is $970,800.
Utilize the Lendersa® Conventional loan calculator to make comparisons among today's Conventional, FHA, and USDA rates. It helps determine the income, credit score, reserves, and documents crucial for qualification. With our advanced mortgage calculator, you can assess the Conforming Conventional loans alongside USDA, FHA, and VA options to identify the most suitable program in NY for your financial needs.
Loan limits and down payment requirements for 2026 in Port-Jefferson-Station, Suffolk county, NY
Type of Loan
Limit on Loan
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Applicable for zip codes: 11733
Conventional and FHA loan choices in Port-Jefferson-Station, NY
Lendersa® is committed to offering you the most advantageous Conventional, USDA, or FHA loans swiftly and effortlessly. Choose from three initial pathways that align lenders with loan programs.
640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
Lends in New York
Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404.
We work hard to exceed expectations in order to satisfy our borrowers’ needs
We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N
EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
155 East Main Street, Suite 240, Smithtown, NY, 11787
Lends in New York
WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.
738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787
Lends in New York
Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.
496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
Lends in New York
All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.
180 East Main Street, Suite 206, Smithtown, NY, 11787
Lends in New York
Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan
975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
Lends in New York
BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.
Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection
627 Horseblock Road, Suite 101, Farmingville, NY, 11738
Lends in New York
Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.
