For 2026, the Conventional loan limit applicable in Stony-Brook-University, located in Suffolk county of NY, is set at $970,800, whereas the FHA loan limit stands at $970,800 for single-family homes.
The Lendersa® Conventional loan calculator can be utilized to contrast today's top rates for Conventional, FHA, and USDA loans, allowing you to evaluate the necessary income, credit, reserves, and documents required for qualification. By using our comprehensive mortgage calculator, you have side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in determining the best financial solution within NY for your situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison is relevant for zip codes: 11790
Lendersa® is dedicated to helping you find the ideal loan, be it Conventional, USDA, or FHA, efficiently and with minimal effort. Start by choosing one of three pathways that align you with compatible lenders and loan offerings.
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