In 2025, the conventional loan limit for Port-Jefferson, located in the county of Suffolk, NY, is set at $970,800. In comparison, the FHA limit applicable to a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare the most competitive loan rates available today, including Conventional, FHA, and USDA loans. Evaluate the required income, credit standing, reserves, and necessary documentation for qualification. This advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA options side by side, aiding your decision on the most suitable program for your financial context within NY.
Explore offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table applies to zip codes: 11777
Lendersa® aims to guide you towards the best possible Conventional, USDA, or FHA loan options swiftly and efficiently, without any hassle. You can start your journey by choosing one of three strategic pathways, leading to lenders and loan programs matched to your needs.
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Bridge Loan Guides
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