FHA VS Conventional loan programs in 2025 for Port-Jefferson, Suffolk County, New York
In 2025, the conventional loan limit for Port-Jefferson, located in the county of Suffolk, NY, is set at $970,800. In comparison, the FHA limit applicable to a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare the most competitive loan rates available today, including Conventional, FHA, and USDA loans. Evaluate the required income, credit standing, reserves, and necessary documentation for qualification. This advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA options side by side, aiding your decision on the most suitable program for your financial context within NY.
2025 Loan Limits and Downpayment Requirements in Port-Jefferson, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to zip codes: 11777
Exploring Conventional and FHA Loan Opportunities in Port-Jefferson, NY
Lendersa® aims to guide you towards the best possible Conventional, USDA, or FHA loan options swiftly and efficiently, without any hassle. You can start your journey by choosing one of three strategic pathways, leading to lenders and loan programs matched to your needs.
"Voget Financial Services is a family operated business located in Fort Lauderdale, Florida.
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6216 North Federal Highway, Fort Lauderdale, FL, 33308
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
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