FHA VS Conventional loan in Red-Oaks-Mill, Dutchess County, New York

In 2025, Convetional loan limit in Red-Oaks-Mill, county of Dutchess, NY is $726,525 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Red-Oaks-Mill, county of Dutchess, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 12603

Conventional and FHA loan options in Red-Oaks-Mill, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Willow Bend Mortgage
  • 5026 Holly Road, Corpus Christi, TX, 78411
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage brokerage firm, serving the lending needs of real estate professionals, builders.
  • John The Mortgage Man
  • 4838 Holly Rd, Suite 201, Corpus Christi, TX, 78411
  • In 1991 I started originating loans. Through continuing education I have achieved certification as an FHA Specialist, VA Loan Adviser and Ethical Practices. My focus goes beyond helping clients “get a loan.” I am their mortgage coach to help them win the mortgage game. Winning the game is more than closing on the loan;
  • Options Credit Union
  • 5935 S Zang St, Unit 4, Littleton, CO, 80127
  • Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
  • Fit Lending
  • 10146 West San Juan Way, Unit 100, Littleton, CO, 80127
  • Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
  • Complete Funding Financial Services Inc
  • 7560 South Dome Peak, Littleton, CO, 80127
  • At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
  • Profile Home Loans Inc
  • 6225 South Van Gordon Way, Littleton, CO, 80127
  • Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
  • Pivot Lending Group
  • 10397 W Centennial Rd, Littleton, CO, 80127
  • Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.