Explore the differences! FHA VS Conventional loan programs in Romulus, Seneca County, New York

In 2025, the Conventional loan limit in Romulus, within Seneca County, NY, is set at $726,200, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. The comprehensive mortgage calculator provides views of Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best option in NY for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Romulus, Seneca, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 14588, 14521, 14541

Available Options for Conventional and FHA Loans in Romulus, NY

The goal of Lendersa® is to connect you quickly with the best Conventional, USDA, or FHA loan options without hassle. Choose one of the three paths to find suitable lenders and programs.

USDA loan request results and matches by Lendersa


  • Rogue Credit Union
  • 1370 Center Dr, Medford, OR, 97501
  • Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members
  • Compass Appraisals
  • 30 Landing Cir St, Suite 105, Chico, CA, 95973
  • Compass Appraisals For years, mortgage lenders and consumers have called upon our expertise to provide high-quality appraisals on all types of real estate in Butte, Glenn, and Counties. By continuously analyzing local real estate trends in Butte County and staying current on valuation techniques through accredited courses.
  • Mortgage Consultants Group
  • 2200 Sunrise Blvd, Suite 168, Rancho Cordova, CA, 95670
  • For 25 years we have been helping clients with home loans by giving them options and helping them navigate the lending process. Not sure you will qualify? There is NO COST to getting pre-approved, give us a call to get started today! Jim Langdon (Branch NMLS #304050) has been in the Home Loan Consulting business for 25 years.
  • Copeland Realty and Mortgage
  • 11251 Coloma Rd, Suite F, Gold River, CA, 95670
  • Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,
  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
  • Summit Funding, Inc
  • 300 Salem Street, Chico, CA, 95928
  • Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,
  • California First Mortgage Company
  • 2053 Forest Avenue, Suite 4, Chico, CA, 95928
  • Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.
  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
  • Moorpark Lending Services
  • 165 E. High St, Suite 103, Moorpark, CA, 93021
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.