FHA VS Conventional loan programs in Starkey, Yates County, New York

In 2025, the limit for Conventional loans in Starkey, within Yates county, NY, stands at $726,200. The FHA limit, applicable to single-family homes, is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to analyze today's top rates across Conventional, FHA, and USDA loan types. Learn about the necessary income, credit, reserves, and documentation needed to qualify effectively. This advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, enabling you to determine which program in NY is optimal for your specific financial circumstances.

Compare loan offerings from over 100 lenders

Detailed Loan Limits and Down Payment Requirements for 2025 in Starkey, Yates, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the zip codes: 14842, 14878, 14837, 14857

Investigate Conventional and FHA Loan Options in Starkey, NY

Lendersa® strives to secure you the most favorable Conventional, USDA, or FHA loan quickly, without hassle. Begin with one of three starting points to link up with matching lenders and appropriate loan programs.

Explore results from Lendersa's USDA loan request process


  • Tobias Mortgage Company
  • 110 Gateway Drive, Suite 130, Lincoln, CA, 95648
  • For over 13 years, Tobias Mortgage Company has served individuals and families in the Greater Sacramento, CA Area with all their mortgage needs, including buying a home and refinancing a home loan. We have extensive knowledge of the home buying process (not just the mortgage) and we use that experience to consultÂ
  • AGM Capital Mortgage Corporation
  • 605 Lincoln Blvd, Suite 200, Lincoln, CA, 95648
  • "AGM Capital Mortgage Corporation was formed to offer you, the consumer, the Lowest Rate at the Lowest Cost that you qualify for. The opening statement on our web page by Michael Girard is a true statement in the belief that you owe it to yourself to KNOW that your bottom line costs matter. Purchasing your home is often your BIGGEST INVESTMENT
  • Pacific Capital Funding
  • 24007 Ventura Blvd, Suite 260, Calabasas, CA, 91302
  • Pacific Capital Funding Corp is direct private/hard money lender and a broker offering investment property bridge, fix and flip and ground up construction loans at highly competitive terms. We can often fund your loan in 7 days or less with same-day approval! Let us fund your next investment property today.
  • Civic Financial Services
  • 23975, Calabasas, CA, 91302
  • CIVIC Financial Services is a private money lender, specializing in the financing of non-owner occupied residential investment properties. CIVIC provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs. Not sure where to start or what solutions you may need to achiev
  • Forbix
  • 24151 Ventura Blvd, Suite 350, Calabasas, CA, 91302
  • Forbix is a full service real estate advisory firm with offices in Calabasas, California and Brandon, Mississippi. What makes Forbix unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients
  • One Nation Home Loans
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
  • At One Nation Home Loans our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Red Door Financial
  • 23801 Calabasas Road, Suite 2026, Calabasas, CA, 91302
  • Red Door Financial is a mortgage firm serving the lending needs of real estate professionals, builders, and individual home buyers. We have access to a full range of mortgage products and are dedicated to finding the right loan, with the best available rates, terms, and costs to meet our clients’ needs.
  • Senior Funding Associates
  • 23801 Calabasas Road, Suite 2018, Calabasas, CA, 91302
  • Senior Funding Associates enjoy helping our customers discover how a Reverse Mortgage can safely provide financial peace of mind. They've earned the opportunity to turn some of their home value into federally insured money, while continuing to own and live in their homes. Since 1989, I have personally originated and closed over 2, 000.
  • Wembley's Inc
  • 5000 North Parkway, Suite 114, Calabasas, CA, 91302
  • Wembley’s Inc is a real estate company that provides both realtor and lending solutions - with an emphasis on customer service. We are committed to serving the needs of our community with the highest level of respect and professionalism. Our associates are here to assist in the sale or purchase of prime commercial real estate.
  • Barcode Financial
  • 22231 Mulholland Highway, Suite 117, Calabasas, CA, 91302
  • At Barcode Financial, we never forget that we are consumers. We refuse to internalize the cynicism that comes from being professional sellers. As your partner, we bring a strong and independent voice. That’s why we are valuable. Most clients we represent require solutions which address both short and long-term issues.
  • The Arch Corporation
  • 26565 West Agoura Road, Suite 200, Calabasas, CA, 91302
  • Arch Corporation is a unique full-service private money broker and lender. We can connect you with a wide variety of competitive financing products which you can use to purchase a home, multi-family units, office buildings, hotels and industrial properties. We finance ground-up construction projects in most states Nationwide