Explore the differences! FHA VS Conventional loan programs in Rosendale, Ulster County, New York

In 2025, the loan limit for a Conventional mortgage in Rosendale, within Ulster County, NY, is $726,200. Meanwhile, the FHA limit for a single-family property stands at $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you choose the best program in NY for your financial situation.

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Rosendale, Ulster County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 12561, 12401, 12486, 12472, 12440, 12419, 12411

Available Conventional and FHA Loan Options in Rosendale, NY

At Lendersa®, the goal is to quickly connect you with the best possible Conventional, USDA, or FHA loans, without any hassle. Choose one of three places to start that align you with the right lenders and loan products.

Results for USDA loan requests with Lendersa


  • MJ Mortgage Services, LLC
  • 44 Seneca Road, West Hartford, CT, 06117
  • At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117
  • Connex Credit Union
  • 412 Washington Ave, North Haven, CT, 06473
  • Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.
  • MSImortgage
  • 14 Church Street North, North Haven, CT, 06473
  • MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.
  • Ascend Financial Network LLC
  • 250 State Street, Unit F2, North Haven, CT, 06473
  • Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
  • West Forest Capital
  • 237 East 79th Street, New York, NY, 10075
  • West Forest Capital provides funds to real estate investors and others looking to finance non-owner occupied real estate. We lend on apartments, single family, multi-family, commercial, industrial, land, and other properties. We provide rehab funds, or full construction costs, as needed. FAST CLOSINGS, almost always less than 10 days.
  • Empire State Mortgage
  • 3504 Park Avenue, Weehawken, NJ, 07086
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Northeastern Operating Engineers Federal Credit Union
  • 1616 Whitestone Expressway, Whitestone, NY, 11357
  • Since 1974, Northeastern Operating Engineers Federal Credit Union has been serving the financial needs of its members & their families. The Credit Union is a full service financial institution that offers a broad range of financial products &services. Our knowledgeable loan officers can help you with your mortgage, home equity loan needs
  • Saxon Spencer Capital
  • 57 W. 57th Street, Suite 300, New York, NY, 10019
  • Saxon Spencer Capital, founded in New York in 2016, is a nationwide private lending platform, affording unique insight to the investment community; combining old-fashioned values with a sophisticated modern approach in solving the multiple labyrinths of the financial markets today. Saxon Spencer Capital creates customized financial solutions.
  • Tower Fund Capital
  • 1325 6th Ave, New York, NY, 10019
  • Tower Fund Capital owns and operates private equity funds engaged in business of providing asset-based debt solutions for real estate industry. With 35 years of experience in real estate, banking, investments, acquisitions, financing, debt restructuring and workouts. We pride ourselves in finding a solution to any situation.