In 2026, the loan limit for a Conventional mortgage in Rosendale, within Ulster County, NY, is $726,200. Meanwhile, the FHA limit for a single-family property stands at $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you choose the best program in NY for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 12561
At Lendersa®, the goal is to quickly connect you with the best possible Conventional, USDA, or FHA loans, without any hassle. Choose one of three places to start that align you with the right lenders and loan products.
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