FHA VS Conventional loan programs in 2025 for Highland, Ulster County, New York

In 2025, Convetional loan limit in Highland, county of Ulster, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Highland, county of Ulster, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 12528

Conventional and FHA loan options in Highland, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bluebonnet Mortgage LLC
  • 438 South Water Lane, New Braunfels, TX, 78130
  • Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • County Line Mortgage
  • 737 San Mateo, New Braunfels, TX, 78132
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • The State Bank
  • 124 Colorado Street, La Junta, CO, 81050
  • The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.
  • The Colorado Bank & Trust Company
  • 301 Colorado Ave, La Junta, CO, 81050
  • At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.
  • First Education Federal Credit Union
  • 120 West Carlson Street, Cheyenne, WY, 82009
  • First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working
  • WyHy Federal Credit Union
  • 1715 Stillwater Avenue, Cheyenne, WY, 82009
  • WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers. When you choose Guild, you get: - A commitment closing your loan on time - A wide array of ‭specialized products and programs for every type of homebuyer
  • Alamo Premier Mortgage
  • 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
  • "At Alamo Premier Mortgage We underwrite, process and close our own loans. We do VA, FHA, conventional, jumbo and investment loans. We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork We can Pre Approve your Land, Construction and Final Loan in one stop."
  • Construction Financial Solutions
  • 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
  • CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. ​The construction loan is refinanced into a long term mortgage upon construction completion.