FHA VS Conventional loan programs in East-Syracuse, Onondaga County, New York

In 2026, the conventional loan limit in East-Syracuse, located within Onondaga county, NY, is set at $647,200. The FHA loan limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the leading rates for Conventional, FHA, and USDA loans today. Determine eligibility by checking the necessary income, credit score, reserves, and required documentation. Our advanced mortgage calculator helps you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the best program in NY for your specific financial situation.

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2026 Loan Limits and Down Payment Requirements in East-Syracuse, Onondaga County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 13057

Available Loan Options: Conventional and FHA in East-Syracuse, NY

Lendersa® aims to connect you quickly with the best possible Conventional, USDA, or FHA loan without hassle. Start with one of the three approaches that guide you to matching lenders and loan programs:

Outcomes from USDA loan requests at Lendersa


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  • First Eagle Federal Credit Union
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  • iReverse Home Loans
  • 12404 Hunters Glen, Owings Mills, MD, 21117
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  • iHome Mortgage
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